IHG One Rewards Premier Credit Card vs United Quest℠ Card

This comparison aims to help you decide between the IHG One Rewards Premier Credit Card and the United Quest℠ Card from Chase. Both cards offer unique benefits tailored to different travel preferences and spending habits.

Card Overviews

IHG One Rewards Premier Credit Card

The IHG One Rewards Premier Credit Card is designed for travelers who frequently stay at IHG Hotels & Resorts. It offers robust rewards on hotel stays and provides valuable perks such as automatic elite status and anniversary free nights.

United Quest℠ Card

The United Quest℠ Card caters to United Airlines travelers, offering a generous welcome bonus and rewards on airline purchases. It includes additional benefits like checked bag credits and priority boarding, making it ideal for frequent flyers.

Detailed Feature Comparison

Rewards Highlights

IHG One Rewards Premier Credit Card

• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants.
• Earn 3 points per $1 spent on all other purchases.

United Quest℠ Card

• Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
• 3x miles on United® purchases.
• 2x miles on dining, select streaming services & all other travel.
• 1x mile on all other purchases.

Pros and Cons

IHG One Rewards Premier Credit Card

• Pros:
• Great rewards for IHG hotel stays
• Automatic Platinum Elite status
• Anniversary Free Night benefit
• No foreign transaction fees
• Global Entry/TSA PreCheck credit

• Cons:
• Lower annual fee but limited airline benefits
• Less versatile rewards outside of hotel stays

United Quest℠ Card

• Pros:
• Generous welcome bonus
• Earn miles on United purchases and other travel
• Free checked bags and priority boarding
• Up to $125 United purchase credit

• Cons:
• Higher annual fee
• Limited benefits for non-United Airlines travel

Who Should Consider Which Card?

The IHG One Rewards Premier Credit Card is ideal for those who frequently stay at IHG hotels and want to maximize their hotel rewards while enjoying perks like free nights and elite status. On the other hand, the United Quest℠ Card is best suited for loyal United Airlines travelers who can take advantage of the airline's perks and rewards, especially if they frequently fly with the airline.

Conclusion

When choosing between the IHG One Rewards Premier Credit Card and the United Quest℠ Card, consider your travel habits and preferences. Think about whether you prioritize hotel stays or airline rewards, as this will guide you in selecting the best card for your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”