Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Marriott Bonvoy Business® American Express® Card vs Prime Visa
This comparison aims to help you decide between the Marriott Bonvoy Business® American Express® Card and the Prime Visa. Each card offers unique benefits tailored to different spending habits and financial goals.
Card Overviews
Marriott Bonvoy Business® American Express® Card
The Marriott Bonvoy Business® American Express® Card is designed for frequent travelers and Marriott Bonvoy members. It offers a range of rewards and benefits specifically tailored to enhance travel experiences, particularly within the Marriott hotel chain.
Prime Visa
The Prime Visa is aimed at Amazon Prime members who frequently shop online. It provides significant rewards for purchases made on Amazon and other everyday expenses, making it ideal for those who want to maximize cash back on their spending.
Detailed Feature Comparison
| Feature | Marriott Bonvoy Business® American Express® Card | Prime Visa |
|---|---|---|
| Annual Fee | $125 | None |
| Welcome Bonus | 3 Free Night Awards after $6,000 in purchases | $100 Amazon Gift Card upon approval |
| Rewards Structure | 6x on Marriott purchases, 4x on restaurants, gas, and shipping, 2x on others | 5% at Amazon, 2% on gas and restaurants, 1% on others |
| Foreign Transaction Fee | None | None |
| Other Fees | Terms apply | Member FDIC |
| Additional Benefits | Free Night Awards, Gold Elite Status | Daily rewards redemption at Amazon |
Rewards Highlights
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
Pros and Cons
Marriott Bonvoy Business® American Express® Card
- Pros:
- Great rewards for Marriott and travel-related purchases.
- Free Night Awards enhance travel value.
- Complimentary Gold Elite Status increases benefits at Marriott hotels.
- Cons:
- Annual fee may be a drawback for some users.
- Rewards primarily benefit those who stay at Marriott hotels frequently.
Prime Visa
- Pros:
- No annual fee makes it accessible to everyone.
- High cashback rewards on Amazon purchases.
- Instant rewards redemption at Amazon.
- Cons:
- Limited rewards outside of Amazon and select merchants.
- Best suited for Amazon Prime members.
Who Should Consider Which Card?
- The Marriott Bonvoy Business® American Express® Card is ideal for:
- Frequent travelers who stay at Marriott properties.
- Individuals seeking hotel rewards and elite status benefits.
- The Prime Visa is best for:
- Amazon Prime members who frequently shop online.
- Individuals looking for a straightforward cash back rewards program.
Conclusion
When deciding between the Marriott Bonvoy Business® American Express® Card and the Prime Visa, consider your individual needs and spending patterns. The right card for you will depend on whether you prioritize travel rewards or cash back on everyday purchases.