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Marriott Bonvoy Business® American Express® Card
Southwest Rapid Rewards® Plus Credit Card

Marriott Bonvoy Business® American Express® Card vs Southwest Rapid Rewards® Plus Credit Card

This comparison aims to assist users in deciding between the Marriott Bonvoy Business® American Express® Card and the Southwest Rapid Rewards® Plus Credit Card. Both cards offer unique benefits tailored to different spending habits and travel preferences, making it essential to understand their features and rewards.

Card Overviews

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is designed for business travelers who frequently stay at Marriott properties. With a focus on hotel rewards and exclusive benefits, this card provides opportunities to earn significant points for hotel stays and other business-related purchases.

Southwest Rapid Rewards® Plus Credit Card

The Southwest Rapid Rewards® Plus Credit Card is ideal for travelers who prefer flying with Southwest Airlines. It offers various rewards on purchases related to travel and everyday spending, making it suitable for those who seek flexibility in earning points for flights.

Detailed Feature Comparison

Feature Marriott Bonvoy Business® American Express® Card Southwest Rapid Rewards® Plus Credit Card
Annual Fee $125 $69
Welcome Bonus Earn 3 Free Night Awards after $6,000 in eligible purchases within the first 6 months. Earn 50,000 bonus points after spending $1,000 in the first 3 months.
Rewards Structure 6x points at Marriott hotels, 4x points on restaurants, gas, shipping, and 2x points on other purchases. 2X points on Southwest purchases, local transit, internet, cable, and phone services; 1 point on all other purchases.
Foreign Transaction Fee None None
Other Fees Terms apply None specified
Additional Benefits Complimentary Marriott Bonvoy Gold Elite Status, Free Night Awards. 2 EarlyBird Check-In each year, 3,000 anniversary points.

Rewards Highlights

  • 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.

Pros and Cons

Marriott Bonvoy Business® American Express® Card

  • Pros:
    • High rewards rate on hotel stays.
    • Free Night Awards can provide significant value.
    • Gold Elite Status enhances hotel experience.
  • Cons:
    • Annual fee is higher compared to some other cards.
    • Requires significant spending to earn maximum rewards.

Southwest Rapid Rewards® Plus Credit Card

  • Pros:
    • Lower annual fee compared to Marriott card.
    • Generous welcome bonus points for initial spending.
    • Flexible rewards for travel and everyday spending.
  • Cons:
    • Rewards primarily beneficial for Southwest Airlines travelers.
    • Value of points can vary based on flight prices.

Who Should Consider Which Card?

  • The Marriott Bonvoy Business® American Express® Card is best suited for:
    • Frequent travelers who stay at Marriott hotels.
    • Business owners looking to maximize rewards on hotel expenses.
    • Those who value complimentary hotel status and free night awards.
  • The Southwest Rapid Rewards® Plus Credit Card is ideal for:
    • Frequent flyers with Southwest Airlines.
    • Individuals who prioritize flexibility in travel rewards.
    • Casual travelers who appreciate a lower annual fee.

Conclusion

Both the Marriott Bonvoy Business® American Express® Card and the Southwest Rapid Rewards® Plus Credit Card offer unique benefits tailored to different travel and spending preferences. When deciding which card is right for you, consider your individual needs, spending patterns, and travel goals to maximize your rewards and benefits.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”