Marriott Bonvoy Business® American Express® Card vs United Club℠ Infinite Card

This comparison aims to help users decide between the Marriott Bonvoy Business® American Express® Card and the United Club℠ Infinite Card. Both cards offer unique benefits tailored to different travel preferences and spending habits.

Card Overviews

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is designed for small business owners who frequently stay at Marriott properties. With the potential to earn significant rewards on hotel stays and everyday business expenses, this card is ideal for those who want to maximize their travel experiences with Marriott Bonvoy® points.

United Club℠ Infinite Card

The United Club℠ Infinite Card is tailored for frequent travelers, especially those who fly with United Airlines. Offering premium travel perks such as United Club membership and free checked bags, this card is perfect for those who prioritize airline travel and premium services.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Business® American Express® Card Rewards

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

United Club℠ Infinite Card Rewards

• Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
• 4x miles on United® purchases.
• 2x miles on all other travel and dining.
• 1x mile on all other purchases.

Pros and Cons

Marriott Bonvoy Business® American Express® Card

• Pros:
  • Lower annual fee compared to the United Club℠ Infinite Card.
  • Robust rewards for hotel stays and business expenses.
  • Free Night Awards can provide substantial value.
• Cons:
  • Limited to Marriott Bonvoy® program for maximum value.
  • Fewer travel-related perks compared to airline cards.

United Club℠ Infinite Card

• Pros:
  • Premium travel perks including United Club membership.
  • High rewards on United purchases and travel-related expenses.
  • Free first and second checked bags can save money for frequent travelers.
• Cons:
  • Higher annual fee may deter some users.
  • Rewards may be less valuable if not frequently flying with United.

Who Should Consider Which Card?

• Marriott Bonvoy Business® American Express® Card: Best for small business owners or frequent travelers who prefer staying at Marriott hotels and want to earn rewards on business-related expenses.
• United Club℠ Infinite Card: Ideal for travelers who frequently fly with United Airlines and value premium travel benefits, such as lounge access and free checked bags.

Conclusion

In conclusion, the choice between the Marriott Bonvoy Business® American Express® Card and the United Club℠ Infinite Card should be based on your individual needs and spending patterns. Consider where you spend most, your travel preferences, and the types of rewards that will benefit you the most.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”