Marriott Bonvoy Business® American Express® Card vs The Platinum Card® from American Express

This comparison aims to help users decide between the Marriott Bonvoy Business® American Express® Card and The Platinum Card® from American Express. Both cards offer unique benefits tailored to different spending habits and travel preferences.

Card Overviews

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is designed for business owners and frequent travelers who want to earn rewards on hotel stays and other business expenses. With a focus on Marriott properties, this card offers a variety of perks for those loyal to the Marriott Bonvoy® program.

The Platinum Card® from American Express

The Platinum Card® from American Express is aimed at premium travelers who seek luxury travel experiences and extensive rewards. This card provides a wide array of benefits, including access to airport lounges, travel credits, and Membership Rewards® points for various purchases.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Business® American Express® Card

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

The Platinum Card® from American Express

• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
• Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Pros and Cons

Marriott Bonvoy Business® American Express® Card

• Pros:
  • Lower annual fee compared to premium cards
  • Generous welcome bonus with free night awards
  • Ideal for frequent Marriott guests
  • Complimentary Gold Elite Status
• Cons:
  • Limited to Marriott Bonvoy rewards
  • Fewer luxury travel perks compared to premium cards

The Platinum Card® from American Express

• Pros:
  • Extensive travel benefits and credits
  • Access to airport lounges worldwide
  • High earning potential on travel-related purchases
  • Generous welcome bonus
• Cons:
  • High annual fee
  • Complex benefits may require management

Who Should Consider Which Card?

The Marriott Bonvoy Business® American Express® Card is ideal for business owners and frequent Marriott guests who want to maximize their rewards on hotel stays and dining while enjoying a lower annual fee. On the other hand, The Platinum Card® from American Express is suited for luxury travelers who prioritize premium benefits, such as airport lounge access and extensive travel credits, and do not mind paying a higher annual fee for these perks.

Conclusion

In conclusion, both cards offer unique advantages tailored to different user needs. Evaluating individual spending patterns and travel habits will help you decide which card aligns best with your financial goals and lifestyle. Consider what features are most valuable to you before making your choice.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”