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Delta SkyMiles® Reserve Business American Express Card
Marriott Bonvoy Business® American Express® Card

Delta SkyMiles® Reserve Business American Express Card vs Marriott Bonvoy Business® American Express® Card

This comparison aims to help you decide between the Delta SkyMiles® Reserve Business American Express Card and the Marriott Bonvoy Business® American Express® Card. Both cards offer unique benefits tailored to different travel preferences and spending habits. Understanding their features can guide you in choosing the card that best aligns with your financial goals.

Card Overviews

Delta SkyMiles® Reserve Business American Express Card

The Delta SkyMiles® Reserve Business American Express Card is designed for frequent Delta travelers, offering benefits such as lounge access, bonus miles on Delta purchases, and travel credits. The card is ideal for business owners who often travel and want to maximize their travel experiences with exclusive perks.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card caters to those who frequently stay at Marriott properties. It provides generous points on hotel stays and dining, along with free night awards that can significantly enhance travel experiences. This card is perfect for business owners who prefer Marriott hotels and want to earn rewards for their business-related expenses.

Detailed Feature Comparison

Feature Delta SkyMiles® Reserve Business American Express Card Marriott Bonvoy Business® American Express® Card
Annual Fee $650 $125
Welcome Bonus Earn 80,000 Bonus Miles after spending $10,000 in purchases in the first 6 months Earn 3 Free Night Awards after spending $6,000 in the first 6 months
Rewards Structure 3 miles per dollar on Delta purchases 6x points at Marriott hotels, 4x at restaurants, gas stations, and more
Foreign Transaction Fee $0 $0
Other Fees Various fees apply, check terms Various fees apply, check terms
Additional Benefits Lounge access, companion certificate, travel credits Free night awards, Gold Elite Status, hotel discounts

Rewards Highlights

Marriott Bonvoy Business® American Express® Card

  • 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.

Delta SkyMiles® Reserve Business American Express Card

  • Earn 3 miles per dollar on eligible Delta purchases.

Pros and Cons

Delta SkyMiles® Reserve Business American Express Card

  • Pros:
    • Generous welcome bonus for frequent Delta flyers.
    • Access to Delta Sky Club and The Centurion Lounge.
    • Companion ticket and travel credits enhance travel savings.
  • Cons:
    • High annual fee compared to other business cards.
    • Best benefits are geared towards Delta travelers.

Marriott Bonvoy Business® American Express® Card

  • Pros:
    • Lower annual fee makes it more accessible.
    • Free night awards offer significant value for Marriott stays.
    • Broad rewards structure covers various spending categories.
  • Cons:
    • Welcome bonus may require more spending for maximum value.
    • Benefits are primarily centered around Marriott stays.

Who Should Consider Which Card?

  • Delta SkyMiles® Reserve Business American Express Card: Ideal for frequent Delta travelers and business owners who prioritize air travel, lounge access, and travel-related benefits.
  • Marriott Bonvoy Business® American Express® Card: Best suited for those who frequently stay at Marriott properties, enjoy hotel rewards, and want a lower annual fee with valuable perks related to hotel stays.

Conclusion

Ultimately, the choice between the Delta SkyMiles® Reserve Business American Express Card and the Marriott Bonvoy Business® American Express® Card depends on your individual travel habits and spending patterns. Consider where you travel most often and what type of rewards you value to make the best decision for your business needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”