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Prime Visa from Chase vs The New United℠ Explorer Card from Chase
This comparison aims to help you decide between the Prime Visa and The New United℠ Explorer Card by outlining their features, benefits, pros and cons, and who might benefit most from each card.
Card Overviews
Prime Visa
The Prime Visa is designed for Amazon Prime members who frequently shop at Amazon.com, Amazon Fresh, and Whole Foods Market. It offers generous cashback rewards on purchases made with an eligible Prime membership, making it ideal for those who prioritize online shopping and daily spending on gas, dining, and transit.
The New United℠ Explorer Card
The New United℠ Explorer Card is targeted towards travelers, particularly those who frequently fly with United Airlines. It offers robust rewards on travel-related purchases, along with various travel benefits such as priority boarding and a free checked bag, making it an excellent choice for frequent flyers looking to maximize their travel experience.
Detailed Feature Comparison
| Feature | Prime Visa | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | No Annual Fee | $0 Intro Annual Fee for the First Year, then $150 |
| Welcome Bonus | $100 Amazon Gift Card instantly upon approval | Earn 80,000 bonus miles after you spend $3,000 in the first 3 months |
| Rewards Structure | 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel 2% back at gas stations, restaurants, and local transit 1% back on all other purchases |
2x miles on United® purchases, dining, and hotel stays 1x mile on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None | Various fees apply; see card terms |
| Additional Benefits | Redeem daily rewards at Amazon.com as soon as the next day | Priority boarding, free first checked bag, up to $120 Global Entry/TSA PreCheck fee credit |
Rewards Highlights
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Prime Visa Pros
- Generous cashback rewards for Amazon Prime members.
- No annual fee.
- Instant rewards redemption at Amazon.com.
Prime Visa Cons
- Limited benefits outside of Amazon purchases.
- Best suited for those who frequently shop on Amazon.
The New United℠ Explorer Card Pros
- Significant travel rewards, particularly for United Airlines purchases.
- Multiple travel benefits including free checked bags and priority boarding.
- Introductory annual fee offer.
The New United℠ Explorer Card Cons
- Annual fee after the first year.
- Rewards are more beneficial for frequent travelers.
Who Should Consider Which Card?
- The Prime Visa is ideal for individuals who regularly shop on Amazon and want to maximize their cashback rewards in everyday purchases.
- The New United℠ Explorer Card is best suited for frequent travelers, especially those who fly with United Airlines and can take advantage of the travel-related perks and rewards.
Conclusion
In summary, the choice between the Prime Visa and The New United℠ Explorer Card largely depends on your spending habits and financial goals. Consider your shopping preferences and travel frequency to make the best decision for your needs.