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Southwest Rapid Rewards® Plus Credit Card vs The World of Hyatt Credit Card
This comparison aims to assist you in deciding between the Southwest Rapid Rewards® Plus Credit Card and The World of Hyatt Credit Card. Both cards offer unique rewards and benefits tailored to frequent travelers, but they cater to different preferences and spending habits.
Southwest Rapid Rewards® Plus Credit Card
The Southwest Rapid Rewards® Plus Credit Card is designed for loyal Southwest Airlines customers, providing substantial rewards for those who fly frequently with the airline. The card is ideal for individuals seeking to earn points toward free flights and enjoy travel perks associated with Southwest Airlines.
The World of Hyatt Credit Card
The World of Hyatt Credit Card targets Hyatt hotel enthusiasts and travelers who prefer hotel stays over flights. This card offers a range of benefits for those who frequently stay at Hyatt properties, including bonus points on hotel stays and complimentary status upgrades.
Detailed Feature Comparison
| Feature | Southwest Rapid Rewards® Plus Credit Card | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $69 | $95 |
| Welcome Bonus | Earn 50,000 bonus points after spending $1,000 in the first 3 months. | Earn up to 60,000 Bonus Points after spending $3,000 in the first 3 months. |
| Rewards Structure | 2X points on Southwest® purchases; 2X on local transit/commuting; 2X on internet, cable, phone; 1 point on all other purchases. | Earn up to 9 points total for Hyatt stays; 2 Bonus Points on restaurants, airline tickets, local transit, and gym memberships. |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | 2 EarlyBird Check-In® each year; 3,000 anniversary points. | Complimentary Discoverist status; free night every year at a Category 1-4 Hyatt hotel. |
Rewards Highlights
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships.
Pros and Cons
Southwest Rapid Rewards® Plus Credit Card
- Pros:
- Lower annual fee compared to Hyatt card.
- Generous welcome bonus points.
- No foreign transaction fees.
- 2 EarlyBird Check-In® perks each year.
- Cons:
- Limited to Southwest Airlines for travel rewards.
- Less value for non-Southwest purchases.
The World of Hyatt Credit Card
- Pros:
- Comprehensive benefits for Hyatt hotel stays.
- Free night at Category 1-4 Hyatt hotels annually.
- Complimentary Discoverist status.
- Cons:
- Higher annual fee compared to Southwest card.
- More complex rewards structure.
Who Should Consider Which Card?
- Consider the Southwest Rapid Rewards® Plus Credit Card if:
- You frequently fly with Southwest Airlines.
- You prefer straightforward rewards and lower fees.
- You value perks like EarlyBird Check-In®.
- Consider The World of Hyatt Credit Card if:
- You are a frequent guest at Hyatt hotels.
- You want to earn hotel points and status upgrades.
- You appreciate additional benefits like free nights and bonus points on various categories.
Conclusion
Choosing between the Southwest Rapid Rewards® Plus Credit Card and The World of Hyatt Credit Card ultimately depends on your individual travel preferences and spending habits. Consider your loyalty to airlines or hotels, the benefits you value, and how you plan to use the rewards when making your decision.