Southwest Rapid Rewards® Plus Credit Card vs United Quest℠ Card

This comparison aims to help users decide between the Southwest Rapid Rewards® Plus Credit Card and the United Quest℠ Card. Both cards offer unique benefits tailored to different travel preferences and spending habits.

Card Overviews

Southwest Rapid Rewards® Plus Credit Card

The Southwest Rapid Rewards® Plus Credit Card is designed for travelers who frequently fly with Southwest Airlines. It offers a solid rewards structure for Southwest purchases and provides additional perks to enhance the travel experience.

United Quest℠ Card

The United Quest℠ Card caters to United Airlines travelers, offering a rich rewards structure with added benefits such as travel credits and checked bag privileges. It's ideal for frequent flyers who want to maximize their travel rewards and enjoy premium features.

Detailed Feature Comparison

Rewards Highlights

United Quest℠ Card Rewards

• Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
• 3x miles on United® purchases.
• 2x miles on dining, select streaming services & all other travel.
• 1x mile on all other purchases.

Southwest Rapid Rewards® Plus Credit Card Rewards

• Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
• 3,000 anniversary points each year.
• Earn 2X points on Southwest® purchases.
• Earn 2X points on local transit and commuting, including rideshare.
• Earn 2X points on internet, cable, and phone services; select streaming.
• Earn 2X points on Rapid Rewards® hotel and car rental partners.
• Earn 1 point for every $1 spent on all other purchases.

Pros and Cons

Southwest Rapid Rewards® Plus Credit Card

• Pros:
• Lower annual fee of $69.
• Robust rewards for Southwest purchases.
• 2 EarlyBird Check-In® each year, providing convenience for travelers.
• No foreign transaction fees.
• Annual bonus points each year.

• Cons:
• Limited to Southwest Airlines for best rewards.
• Lower overall earning potential compared to premium cards.

United Quest℠ Card

• Pros:
• Higher welcome bonus and rewards for United purchases.
• Travel credits and free checked bags add significant value.
• Priority boarding enhances the travel experience.
• No foreign transaction fees.

• Cons:
• Higher annual fee of $250.
• More complex rewards structure may not appeal to casual travelers.

Who Should Consider Which Card?

The Southwest Rapid Rewards® Plus Credit Card is ideal for travelers who fly frequently with Southwest Airlines and want to maximize rewards on their purchases, especially for local transit and streaming services. On the other hand, the United Quest℠ Card is better suited for frequent United Airlines travelers who can benefit from the additional perks like free checked bags and travel credits.

Conclusion

When choosing between the Southwest Rapid Rewards® Plus Credit Card and the United Quest℠ Card, consider your travel habits, preferred airlines, and how much value you place on rewards versus annual fees. Each card offers unique benefits that can enhance your travel experience depending on your individual needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”