The Blue Business® Plus Credit Card from American Express vs United Quest℠ Card

This comparison aims to help you decide between two distinct credit cards: The Blue Business® Plus Credit Card from American Express, designed for everyday business expenses, and the United Quest℠ Card, ideal for frequent travelers and United Airlines customers. Below, you will find a detailed overview and comparison of key features, rewards, pros and cons, and guidance on which card may suit you best.

The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express is tailored for business owners looking to earn rewards on everyday purchases without incurring an annual fee. With a solid rewards structure and added flexibility, this card is designed for those who want to maximize their spending efficiency.

United Quest℠ Card

The United Quest℠ Card is geared towards frequent travelers, especially those who frequently fly with United Airlines. It offers substantial rewards on airline purchases, travel-related expenses, and various benefits that enhance the travel experience, making it a great option for loyal United customers.

Detailed Feature Comparison

Rewards Highlights

United Quest℠ Card Rewards

• Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
• 3x miles on United® purchases.
• 2x miles on dining, select streaming services & all other travel.
• 1x mile on all other purchases.

The Blue Business® Plus Credit Card Rewards

• Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.

Pros and Cons

The Blue Business® Plus Credit Card from American Express

• Pros:
• No annual fee
• Flexible rewards structure
• 0.0% intro APR on purchases for 12 months
• Expanded Buying Power
• Great for business expenses

• Cons:
• Lower welcome bonus compared to travel cards
• Limited travel benefits

United Quest℠ Card

• Pros:
• Substantial welcome bonus and rewards on United purchases
• Free checked bags and priority boarding
• Up to $125 United purchase credit
• Good for frequent travelers

• Cons:
• High annual fee
• Rewards mainly beneficial for United airlines travelers

Who Should Consider Which Card?

• The Blue Business® Plus Credit Card from American Express is ideal for business owners and entrepreneurs who want to earn rewards on daily business expenses without an annual fee and value flexibility in spending.
• The United Quest℠ Card is better suited for frequent travelers, especially those who often fly with United Airlines and can take advantage of travel perks such as free checked bags and priority boarding.

Conclusion

Ultimately, your choice between The Blue Business® Plus Credit Card from American Express and the United Quest℠ Card should depend on your individual spending habits and financial goals. Consider what benefits and rewards align most closely with your lifestyle to make the best decision for your needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”