The New United℠ Explorer Card vs United℠ Business Card

This comparison aims to help users decide between two popular credit cards: The New United℠ Explorer Card and the United℠ Business Card from Chase. Both cards offer valuable rewards and benefits for travelers, but they cater to different audiences and spending habits. Below, we break down each card's features, rewards, and more to help you make an informed choice.

The New United℠ Explorer Card

The New United℠ Explorer Card is designed for personal travelers who frequently fly with United Airlines. With a strong emphasis on travel rewards, this card provides excellent benefits for individuals who enjoy United's services. Key features include:

• Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $150.
• 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
• Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary.
• Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
• Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit.
• Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year.
• Over $400 in partner credits each year.
• Member FDIC.

United℠ Business Card

The United℠ Business Card is tailored for business owners who travel frequently and want to maximize their rewards on business-related expenses. It offers valuable perks for those who spend on services that align with their business needs. Key features include:

• Limited-time Offer: Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
• $99 Annual Fee.
• 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
• 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
• Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
• Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
• $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
• Member FDIC.

Detailed Feature Comparison

Rewards Highlights

The New United℠ Explorer Card

• Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
• 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
• 1x mile on all other purchases.

United℠ Business Card

• 2x miles on United® purchases, dining, at gas stations, office supply stores, and on local transit and commuting.
• 1x mile on all other purchases.

Pros and Cons

The New United℠ Explorer Card

• Pros:
  • Generous welcome bonus.
  • $0 annual fee for the first year.
  • Strong rewards on dining and travel purchases.
  • Access to United Club℠ and priority boarding.
• Cons:
  • Higher annual fee after the first year.
  • Fewer bonus categories compared to business card.

United℠ Business Card

• Pros:
  • Higher welcome bonus.
  • 2x miles on a wide variety of business-related expenses.
  • Employee cards at no additional cost.
  • Anniversary bonus miles.
• Cons:
  • Annual fee is not waived in the first year.
  • More suitable for business owners than casual travelers.

Who Should Consider Which Card?

• The New United℠ Explorer Card is ideal for:
  • Casual travelers who frequently fly with United Airlines.
  • Individuals who want to earn rewards on dining and hotel stays.
  • Users looking for a card with an introductory offer.
• United℠ Business Card is best suited for:
  • Business owners who travel often and want to maximize rewards on business expenses.
  • Users who can take advantage of employee cards for additional rewards.
  • Those who want higher bonus miles and multiple earning categories.

Conclusion

Both The New United℠ Explorer Card and the United℠ Business Card offer valuable rewards and benefits tailored to different audiences. When deciding which card to choose, consider your spending habits, travel frequency, and whether you're a business owner or a personal traveler. Each card has unique advantages that can enhance your travel experience, so evaluate your individual needs to make the best choice.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”