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Ink Business Cash® Credit Card vs The New United℠ Explorer Card
This comparison aims to help you decide between the Ink Business Cash® Credit Card and The New United℠ Explorer Card. Both cards have unique features that cater to different financial needs and spending habits.
Card Overviews
Ink Business Cash® Credit Card
The Ink Business Cash® Credit Card is tailored for small business owners looking to earn cash back on their business-related purchases. With no annual fee and a robust rewards structure, this card is ideal for those who frequently shop at office supply stores and use internet, cable, or phone services.
The New United℠ Explorer Card
The The New United℠ Explorer Card is designed for travelers who often fly with United Airlines. With valuable travel perks such as priority boarding and free checked bags, this card is perfect for frequent flyers seeking to maximize their travel rewards.
Detailed Feature Comparison
| Feature | Ink Business Cash® Credit Card | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | No Annual Fee | $0 Intro Annual Fee for the First Year, then $150 |
| Welcome Bonus | Earn $350 when you spend $3,000 in the first 3 months | Earn 80,000 bonus miles after you spend $3,000 in the first 3 months |
| Rewards Structure | 5% cash back at office supply stores, 2% at gas stations and restaurants, 1% on all other purchases | 2x miles on United® purchases, dining, and hotel stays, 1x mile on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | No additional fees listed | No additional fees listed |
| Additional Benefits | Zero Liability Protection, redeem for cash back, gift cards, travel and more through Chase Ultimate Rewards® | Priority boarding, free first checked bag, Global Entry/TSA PreCheck fee credit, bonus travel credit |
Rewards Highlights
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Ink Business Cash® Credit Card
- Pros:
- No annual fee
- High cash back rates for office supplies and gas
- Flexible cash redemption options
- Cons:
- No travel-related benefits
- Rewards may not appeal to non-business users
The New United℠ Explorer Card
- Pros:
- Valuable travel perks including free checked bags
- Generous welcome bonus in miles
- Priority boarding for United flights
- Cons:
- Annual fee after the first year
- Limited rewards outside of travel and dining categories
Who Should Consider Which Card?
- Ink Business Cash® Credit Card: Best for small business owners who frequently purchase office supplies and want to earn cash back without an annual fee.
- The New United℠ Explorer Card: Ideal for frequent travelers on United Airlines who can take advantage of travel perks and are willing to pay an annual fee after the first year.
Conclusion
When choosing between the Ink Business Cash® Credit Card and The New United℠ Explorer Card, consider your individual needs and spending patterns. Each card offers distinct advantages tailored to different spending habits and financial goals.