Chase Freedom Flex(SM) Review No Annual Fee vs Freedom Unlimited

Chase Freedom Flex℠ Review vs Freedom Unlimited $200 Sign Up Bonus

Compare and Apply for the FlexSM Card and Other Great Cards like it at Creditsoup Excellent Credit Card Offers

Chase Freedom Flex℠ Review

In reviewing the Chase Freedom FlexSM card, the first thing that stands out is no annual fee. You want a rewards card with no annual fee if you can get it. With the shift in consumer spending the Chase Freedom FlexSM is targeting rewards based on spending habits. You get a 5% cash back at grocery stores for the first 12 months or once you’ve spent $12,000 (excluding Target and Walmart). In addition there’s a 5% bonus that rotates quarterly, and 5% all the time on Chase Ultimate Travel rewards booking, 3% in drugstores and dining and 1% on everything else. With tougher times right now they are offering 0% intro APR for 15 months on purchases from account opening as well as a $200 bonus if you spend $500 in the first 3 months!

Chase is clearly targeting it’s biggest competitors to come out with the newest, latest and greatest offers. Like JP Morgan and Chase banks, the credit cards are doing it right. Apply for CreditSoup Excellent Credit Card offers here

Chase Freedom FlexSM $200 Sign Up Bonus

Once you open your Chase Freedom FlexSM account and spend $500 within the first 3 months you will get a $200 bonus! It will appear as 20,000 bonus points that can be redeemed as $200. Offer is not valid if you received a cash bonus within the last 24 months from this card. Purchases do not include cash type transactions like ATM withdrawals, cash advances, balance transfers and similar transactions. Your points won’t expire as long as your account is open and in good standing.

Compare and Apply for the Flex(SM) Card and Other Great Cards like it at Creditsoup Excellent Credit Card Offers

Get 4% Cash Back When You Make Qualifying Lyft Rides Products and Services Through March of 2022!

That’s right the Chase Freedom FlexSM card is also giving you 4% cash back rewards on every dollar you spend on qualifying Lyft products and services. These purchases need to be done via the Lyft mobile app and you have until 3/31/22. So what are the qualifying purchases on Lyft that count towards the 4%? (If you see 5% Lyft promotion that’s actually 4% on Lyft and 1% on all purchases)

  • Rides in Classic / Shared / Lux or XL modes
  • Bikes and Scooter rides
  • Lyft Subscriptions and membership products
  • Whats excluded? (Gift cards, car rentals, vehicle service centers, misc fees and other services / products)

No Annual Fee on the Chase Freedom Flex Card

Yes, you read that right! You get all the rewards and perks of many credit cards without the hefty annual fee. You’re annual fee is exactly $0! You can apply for all your no annual fee credit cards at CreditSoup Excellent Credit Card Offers

3 Months of DashPass Free with your Freedom Flex card

You can take advantage of Door Dash and Caviar’s subscription with DashPass for 3 months, which starts when you activate it, but it must be activated by 12/31/2020. After the free 3 months, you can continue to use it for 9 months at 50% off if you choose.

Chase Freedom FlexSM vs Freedom Unlimited

Should you apply for the Chase Freedom FlexSM card or the Chase Freedom Unlimited® card? Since both cards are in the CreditSoup Excellent Credit category, you can compare them next to each other. Let’s start with the similarities first. Both cards offer the $200 bonus offer, no annual fee, 5% on Chase Ultimate Rewards, 3% on Drugstores and Dining. The biggest difference between the Freedom FlexSM and the Freedom Unlimited® is the rotating categories that you can earn the 5% bonus on with Flex, that you can’t with Unlimited, but you get 1.5% on everyday purchases with the Unlimited vs 1% on everyday purchases with Chase Freedom FlexSM.

Review of the Chase Freedom Flex Benefits

  • No Annual Fee
  • $200 Bonus when you spend $500 in first 3 months of account opening. Bonus is 20,000 points which can be redeemed for $200.
  • 5% in Grocery Stores for the First 12 months or first $12,000 spent. (Excludes Target and Walmart)
  • 5% bonus in categories that rotate quarterly, 3% on dining and drugstores, 1% on everything else.
  • 0% Intro APR for the first 15 months on Purchases
  • 4% On qualifying Mobile Lyft purchases (see details for full qualifying requirements)
  • 3 Months of DashPass (Door Dash / Caviar Subscription) after that 9 months for 50% off! 3 months start when you activate it, must be done before 12/31/2020

Compare and Apply for the Flex(SM) Card and Other Great Cards like it at Creditsoup Excellent Credit Card Offers

Compare the top Excellent Credit Card Offers - CreditSoup Balance Transfer Cards

As an Amazon Associate I earn from qualifying purchases. Also, I get commissions for purchases or applications made through links in this post. View our full Advertiser Disclosure Here