Citibank Credit Cards

Citibank offers a variety of credit cards tailored to different financial needs and goals, from earning cash back and travel rewards to building credit for newcomers. Here are some popular Citibank credit card offers:

Rewards Cards:

  • Citi Rewards+® Credit Card: This card offers a welcome bonus of 20,000 points after spending $1,500 in the first 3 months of account opening, redeemable for $200 in gift cards or travel rewards. Plus, for a limited time, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi TravelSM portal through June 30, 2024. Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year, and 1 ThankYou® Point per $1 spent on all other purchases.
  • Citi Double Cash® Card: This card offers a welcome bonus of $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. Earn unlimited 2% cash back on all purchases: 1% when you buy and an additional 1% as you pay your balance each month. Plus, for a limited time, earn 5% total cash back on hotel, car rental and attractions when booked on the Citi TravelSM portal through 12/31/24. There is no annual fee.
  • Citi Premier® Card: This card offers a welcome bonus of 60,000 points after spending $4,000 in purchases within the first 3 months of account opening. Earn 3x points at restaurants, supermarkets, gas stations, travel and entertainment, and 1x on all other purchases. This card comes with an annual fee of $95.
  • Citi ThankYou® Preferred Card: This card offers a welcome bonus of 40,000 points after spending $3,000 in purchases within the first 3 months of account opening. Earn 2x points on travel and dining and entertainment, and 1x on all other purchases. This card comes with an annual fee of $95.

Travel Cards:

  • Citi® Diamond Preferred® Card: This card offers a 0% intro APR for 12 months on purchases and 21 months on balance transfers. After that, the variable APR will be 18.24% – 28.99%, based on your creditworthiness. Enjoy free access to your FICO® Score online. No annual fee.
  • Citi Prestige® Card: This card offers a welcome bonus of 75,000 points after spending $5,000 on purchases in the first 3 months of account opening. Earn 5x points on airline tickets booked directly with airlines or through select online travel agencies and on car rentals booked directly with select car rental agencies, 3x points on hotels and on cruises booked directly with cruise lines, and 1x on all other purchases. This card comes with an annual fee of $450.

Cobranded Cards:

  • Costco Citibank Visa® Card: This card offers a welcome bonus of $200 Costco Cash Back after you spend $4,000 on purchases in the first 3 months of account opening. Earn 4% cash back on gas up to $7,000 per year, then 1% on gas; 3% cash back on restaurants and travel; 2% cash back at Costco Wholesale (including Costco Gas); and 1% on all other purchases. This card comes with an annual fee of $60, with a $60 Costco Cash Back reward at renewal if you renew your membership and keep the card open.
  • AAdvantage® Aviator® Red World Elite Mastercard®: This card offers a welcome bonus of 60,000 AAdvantage® miles after spending $4,000 on purchases in the first 4 months of account opening. Earn 2 miles per dollar spent on American Airlines purchases and on eligible car rentals booked directly with select car rental companies, and 1 mile per dollar on all other purchases. This card comes with an annual fee of $95.

Regarding co-branded cards like the Costco Anywhere Visa® Card by Citi or the AAdvantage®, these cards are designed to be used anywhere Visa and Mastercard is accepted. They offer cash back on Costco purchases as well as Aadvantage miles. The unique feature of the Costco cards is the annual cash back redemption policy, which provides a reward certificate that can be used at Costco stores or online.

Each of these cards caters to different financial needs, whether you’re aiming to maximize rewards, minimize fees, or build your credit history. Compare the perks and benefits when choosing a card. Also, be aware of any application rules, such as Citibank’s policy on applying for multiple cards within a certain timeframe, to ensure your application is successful.