Not everyone who applies for a credit card may get approved. Many undergo rejections. Adding injury to the insult, the credit score could plummet as well. Getting approved for a credit card, however, is not a difficult task; that is, if you are able to meet all the necessary requirements. As such, it is imperative […]
Credit cards can aid frequent flyers a lot, which is why they are typically used as an alternative to cash. With a travel card, you are given the opportunity to start racking up points or miles that you can use to redeem free flights or even hotel stays. If you fly a lot, here are […]
While consumers are given a ton of options for their next credit card, issuers are also given the power to decide whether they will approve an applicant or not. There are many governing factors that could affect your chances of getting accepted into the credit world. Discovering them lets you discern how you can increase […]
A credit card can help you have a stress-free trip and an enjoyable vacation especially if it is a travel rewards card. From the process of your reservation to the moment you arrive at your destination, a travel rewards card is essential. There are many perks and rewards included in this tiny plastic. For you […]
Most cards, especially those that come with rewards, have an annual fee. This is the amount that you need to pay to keep your card. Often, this fee is required to be paid yearly on the same date you opened your account. You can avoid paying for this annually, though. There are cards that have […]
American Express, or simply, AMEX, is a well-known card issuer that provides credit and charge cards that come with excellent rewards programs. These two types of cards are targeted to consumers who always pay their bills in full each month. If you are searching for a rewards card but you need extra time to put […]
Balance transfer credit cards are great since you can transfer your higher interest card balance to them with a reduced rate. However, they are even better if they come with outstanding rewards programs. There is a huge selection on the rewards structure available and these could include cash back, travel insurance, and frequent flyer miles. […]
Credit cards are a great way to pay for travel expenses. It is now easy to book hotel rooms and air tickets using your card. If you are looking for a travel-friendly credit card, you should go for one that does not charge a foreign transaction fee. Such fee can go from 1% to 4% […]
Credit cards are powerful enough to influence an individual’s life. It provides its holders convenience, but at the same time, puts them at risk of dangers that could change their lives forever. If you have been an owner of a credit card for long or are still trying to get hold of this widely-used financial […]
When shopping for a credit card, one aspect that consumers look at is the annual percentage rate or the APR. APRs are not to be confused with interest rates. More often than not, when creditors mention interest rates, they mean the monthly interest that you need to pay each time your bill arrives. The APR […]
