Prequalify with a Surge Mastercard® it takes only minutes, get a quick decision and it won’t affect your credit score.
Intro Rate: See website for Details* – Intro (Purchases): See website for Details* – Intro (Balance Transfers): See website for Details* – Intro APR Period: See website for Details* – Purchase APR Rate: 29.99% APR (Variable) – Annual Fee: $75 – $125 – Credit Needed: See website for Details* – Return Payment Fee: Up to $41.00 – Late Payment Fee: Up to $41.00 – Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Rates & Fees
Apply for the Surge Card here: CreditSoup Fair Credit Cards
If I don’t have my Yoursurgecard reservation number can I still apply?
Yes you can, it is not absolutely necessary to have a your surge card reservation number to apply, you can simply apply online and fill out your information. Since you have received hey invitation offer in the past there is a higher probability of getting approved.
I received a your surge card pre-approval offer in the mail, will I automatically be approved?
There is never a guarantee that you will be approved, credit card companies like your surge card we’ll do a soft inquiry which does not affect your credit score to check if you meet the criteria for a credit card offer. Because you received this letter in the mail your approval odds may be higher than if you didn’t.
How can I apply for a your surge card credit card offer?
There are a couple ways to apply for a surge MasterCard. One is to apply online, the other option is to call the phone number you may have received on your pre approval mail invitation offer.
Where to Find Your Surge Card Now Reservation Number
Looking for your Surge Card Now Reservation Number? Get it quickly and easily when you use our simple guide. Just follow the instructions and you’ll be ready to reserve in no time!
Need to get your Surge Card Now reservation number quickly? We’ve got you covered with this easy-to-follow guide. Just follow our instructions and you’ll have your reservation number in no time!
Click on “Surge Card Now” in the reservations page.
When you’re on the reservations page, click on the “Surge Card Now” link. This will take you to your card details page where you can find your Surge Card Now reservation number. Here, you’ll also be able to view your card image and expiration date. Be sure to thoroughly review all of the information provided here before completing the reservation process.
Find your Reservation Number under your name and click on it to retrieve it.
To find your reservation number quickly, look for it under your name. Click on it and a small window will open with a confirmation of your reservation code. Write this down in case you need to refer back to it at a later time.
Copy or note down the Reservation Number aka Invitation Code for later use in filling out your application.
Making sure to note down your Reservation Number is important for any future applications. By having this information on hand, you can easily reference it when making changes either online or when calling in the customer service center. We recommend copying and saving the number in a secure place somewhere that you can access it again should you need it.
Is the Surge Credit Card a Real Card?
Yes, the Surge® Platinum Mastercard® is a real credit card issued by Continental Finance Company, a reputable credit card issuer. It is a credit-building card designed for people with bad credit or no credit history. The card reports your payment history to the three major credit bureaus, so you can build credit by using the card responsibly and making on-time payments.
However, the Surge® Platinum Mastercard® has some high fees that you should be aware of before applying. The annual fee is $75-$125, and there are also monthly fees starting at $5. The card also has a high APR of 29.99% variable.
If you are considering getting the Surge® Platinum Mastercard®, make sure you compare it to other credit-building cards to find one that has lower fees and is a better fit for your needs.
Is the Surge Card a Good Card for Bad Credit?
The Surge® Platinum Mastercard® can be a good option for people with bad credit or no credit history who are looking to build their credit. This is because the card reports your payment history to the three major credit bureaus, so you can build credit by using the card responsibly and making on-time payments.
Since the card comes with some high fees, it can make it difficult to save money with the card, and could even offset any gains you make from building your credit. If you are not careful, you could end up paying more in fees than you save in interest.
Here are some alternative credit-building cards that may be a better fit for people with bad credit:
- Secured Credit Cards: Secured credit cards require you to deposit a security deposit that is equal to your credit limit. This deposit is held by the issuer and is returned to you if you close your account in good standing. Secured credit cards can be a good option for people with very bad credit or no credit history.
- Unsecured Credit Cards for Bad Credit: There are a few unsecured credit cards that are designed for people with bad credit. These cards typically have lower fees than the Surge® Platinum Mastercard®, and they may also offer rewards or other perks.
If you are considering getting a credit-building card, it is important to do your research and compare different cards to find one that is a good fit for your needs. You should also make sure you can afford the fees associated with the card and that you can use the card responsibly to avoid paying interest.
What’s the Initial Credit Limit for the Surge Card?
The initial credit limit for the Surge® Platinum Mastercard® ranges from $300 to $1,000. Your actual credit limit will be determined based on your creditworthiness, which includes factors such as your credit score, income, and debt-to-income ratio.
If you are approved for the Surge® Platinum Mastercard® with a lower credit limit, you may be able to get a credit limit increase after six months of on-time payments. To be eligible for a credit limit increase, you must have made all of your payments on time and have kept your balance under your credit limit.
Here is a table summarizing the initial credit limit range and potential credit limit increase for the Surge® Platinum Mastercard®:
|Initial Credit Limit Range
|Potential Credit Limit Increase
|$300 to $1,000
|Up to $2,000
Please note that this is just a general guideline, and your actual credit limit increase may be higher or lower depending on your individual circumstances.
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