I have a 647 credit score is that good or bad?

A credit score of 647 is generally considered to be fair or average. Credit scores range from 300 to 850, with higher scores indicating better creditworthiness. A score of 647 suggests that there may be some issues in your credit history that lenders might consider risky.

While a score of 647 may not disqualify you from getting approved for credit or loans, you may have to pay higher interest rates or fees than someone with a better score. It’s a good idea to review your credit report and identify any areas for improvement to try to increase your score over time. This may include paying bills on time, paying down debt, and avoiding opening too many new credit accounts.