How can I locate my Discover credit card’s interest rate?

There are multiple ways to discover your Discover credit card’s interest rate:

  • Review your monthly statement: Look for the “Interest Charge Calculation” section on your paper or electronic statement. This section will display your card’s Annual Percentage Rate (APR). It is usually on the second or third page (unless you have several pages of activity)
  • Access your online account: If your statement isn’t readily available, log in to your Discover account and download a copy of your latest statement.
  • Contact Discover customer service: Call Discover’s customer service department at 1 (800) 347-2683 anytime. Navigate the prompts to reach the billing or general inquiries department. Alternatively, you can send Discover a message through their website. Under “Contact Us,” choose “Message an Agent” or “Send a Secure Email” to request your interest rate.

For future Discover cards you’re considering, you can compare APRs online. Under “Regular APR” on Discover’s website, you’ll see the possible interest rate ranges for each card. Some cards may have introductory 0% APR periods, followed by a standard variable APR.

Important to Know:

  • APRs are usually shown as a range. The specific rate you receive depends on your creditworthiness, income, debt level, and other factors.
  • The APR is the yearly interest rate on your account. To calculate your daily interest rate, divide your APR by 365 (the number of days in a year).

Finding your Discover credit card’s interest rate is a breeze with multiple methods available. Discover’s customer service is also happy to assist you 24/7 if you encounter any difficulties.

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