Should I use a credit card to purchase flights?

In most cases, using a credit card is a better option for booking flights, especially if you have a travel rewards card. Here’s why: Top Credit Card Picks for Flights: Finding the Perfect Card: By strategically using a travel rewards credit card, you can benefit from convenience, valuable rewards programs, and a variety of perks […]

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Can I negotiate a lower interest rate on my credit card?

Yes you can! Here are some steps you can take to try and get a lower interest rate on your credit card: Remember: There’s no harm in asking! While negotiating can feel uncomfortable, it can be successful. Here are some additional points to consider: By following these tips and approaching the situation with confidence, you […]

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Does the Amazon Store Card provide extended warranty on purchases?

No, the Amazon Store Card doesn’t offer extended warranty protection on your purchases. However, it does come with other benefits that can be valuable, such as: If you’re looking for a credit card with extended warranty coverage, consider options like the Amazon Credit Card or Chase Sapphire Preferred® Card. These cards typically offer extended warranty […]

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How can I locate my Discover credit card’s interest rate?

There are multiple ways to discover your Discover credit card’s interest rate: For future Discover cards you’re considering, you can compare APRs online. Under “Regular APR” on Discover’s website, you’ll see the possible interest rate ranges for each card. Some cards may have introductory 0% APR periods, followed by a standard variable APR. Important to […]

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How to Travel for Free With Credit Cards

Travel Hacking with Credit Cards Traveling for free (or almost free) is achievable with strategic credit card use. Here’s how to leverage credit cards for significant travel savings: 1. Reap the Bonus: 2. Utilize Travel Credits and Perks: 3. Earn Rewards on Everyday Purchases: 4. Redeem Rewards for Travel: 5. Consider Booking Through Issuer Portals: […]

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How to Increase Your Capital One Platinum Credit Limit

There are two main ways to increase your Capital One Platinum credit limit: Here’s a step-by-step guide to requesting a Capital One Platinum credit limit increase online: Important Notes: By following these tips, you can increase your chances of getting a Capital One Platinum credit limit increase and improve your overall credit accessibility.

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Does the Amazon Credit Card have an inactivity fee?

No, the Amazon Credit Card does not have an inactivity fee. However, the issuer may close your account if it’s inactive for two years. They will notify you before closure. If you’re concerned about keeping your credit card active, it’s generally a good idea to use it at least once every three months. This helps […]

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