No Annual Fee Credit Cards

No annual fee credit cards are truly a boon for many people. Such cards allow you peace of mind somehow as you do not have to worry about paying yearly membership fees just to be able to keep them. Aside from the non-existent yearly payment, these cards also offer enticing perks and rewards.

Some of the best no annual fee credit cards are listed below:

We’ve got some great Chase Freedom® Visa

With its 0% intro APR offer on both purchases and balance transfers, high cash back offers, and heart-warming bonus for new signups, this cash back credit card is definitely among the best. If you are the type of person who loves receiving rewards and bonuses while enjoying other exciting perks, then this card is a must-have for your wallet.

Citi Simplicity® Card

Another great card with no annual fee is the Simplicity® card from Citi. Although this is not a rewards card, you can stay worry-free in terms of interest rates as it offers 0 to low interest rates for new sign ups within several months. Aside from that, there are also no penalty and late fees to worry about. Whenever you need assistance, a customer service representative is easily reachable.

Discover It® Card

Another 0% APR introductory period like the two cards mentioned above, this card is a true winner when it comes to interest rates. This is also a cash back rewards card, which allows you to earn a match back on all eligible items you have purchased. Apart from not charging an annual fee, this card also allows you to enroll additional users into your account for free. Direct access to an Account Manager is granted 24/7 with this card.

We’ve got some great U.S. Bank Visa® Platinum Card

This card offers no APR on purchases and balance transfers for a particular number of months. This no annual fee card lets you access your monthly credit score for free. You can also choose to pay your bills online. This Visa® card from US Bank comes with account security services, including $0 fraud liability, fraud protection, and account alerts.

Barclaycard® Rewards MasterCard®

If you have excellent credit and you are looking for a rewards card with no annual fee, you may want to consider this card. While this card may be inferior to other cards in terms of popularity, this actually gives you enticing rewards and perks that you will truly cherish as an account holder. For instance, if you are able to meet the spending requirement of this card, you may be eligible to receive a hundred dollars to your statement credit. This card also offers 0% interest on purchases for one whole year. Moreover, it lets you earn certain points if you spend on gas, utility, and grocery purchases.

We’ve got some great Blue Cash Everyday® Card from American Express

A true rewards card with no annual fee, this AMEX plastic lets you win Reward Dollars after you reach their minimum spending threshold. Apart from it, this card also allows you to earn cash back on large purchases at supermarkets and gas stations. Other purchases are also equivalent to cash back, although at a lower rate. With this card, you can claim your rewards anytime you wish as it has no blackout dates and no redemption fees.

The no annual fee credit cards are ideal for people who don’t fly often, but want to save more as they spend. Whether you are looking for a card that lets you rack up on points or you want a low-cost card, there is always a good annual fee-free card for you.

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