GetReflexCardNow.com Invitation to Apply for Reflex Mastercard® Review

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Learn More
Intro Rate: N/A – Intro APR Period: N/A – Purchase APR Rate: 35.90% Fixed – Annual Fee: $75 – $125 – Credit Needed: Fair/Poor/Bad/Limited – Return Payment Fee: Up to $41.00 – Late Payment Fee: Up to $41.00 – Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Rates & Fees

What Type of Credit Do You Need for the Reflex Mastercard®?

The Reflex Mastercard®, issued by Celtic Bank and serviced by Continental Finance, is designed for people looking to build or rebuild credit. While exact approval criteria aren’t publicly listed, applicants with fair or poor credit typically have a chance of approval.

It’s an authentic Mastercard that reports to all three major credit bureaus, making it a practical choice for anyone who wants to re-establish their credit history.


What Is the Credit Limit for the Reflex Mastercard®?

The Reflex Mastercard® offers initial credit limits up to $1,000, with credit lines starting as low as $300 depending on your credit profile.
Over time, responsible card use may make you eligible for credit line increases.


Mastercard Buying Power — Use It Anywhere

This isn’t a store card or limited-use account — it’s a real Mastercard® accepted at millions of locations worldwide.

You can:

  • Shop online or in-store anywhere Mastercard is accepted.
  • Use your card for travel, dining, or everyday purchases.
  • Enjoy Mastercard Zero Liability Protection, meaning you won’t be held responsible for unauthorized charges (per Mastercard guidelines).

Reporting to All 3 Major Credit Bureaus

The Reflex Mastercard® reports to Equifax, Experian, and TransUnion, helping you build or re-establish your credit history with consistent on-time payments.
If you manage your account responsibly — keeping your balance low and paying on time — your activity will reflect positively on your credit report.


Set-Up and Maintenance Fees (See Terms)

Like most cards designed for credit-building, the Reflex Mastercard® comes with certain fees and maintenance costs.

Types of fees may include:

  • Annual Fee
  • Monthly Maintenance Fee
  • Additional Card Fee (if applicable)

⚠️ Notice: Some setup and maintenance fees may be billed before you begin using your card, which can reduce your initial available credit.
For example, if you start with a $300 credit limit, your available credit may be reduced after setup fees are applied.

You may still reject the plan if you haven’t yet used the card or paid a fee after receiving your first billing statement.


Transaction Fees (See Terms)

In addition to setup fees, transaction fees may apply to certain activities such as:

  • Cash Advances
  • Foreign Transactions

Exact amounts and terms can vary — check the official Reflex Mastercard® terms and disclosures for the latest fee structure.


Is the Reflex Mastercard® Legitimate?

Yes — the Reflex Platinum Mastercard® is a legitimate credit card offered by Continental Finance, a company that has been in business for over 25 years. The card is accepted anywhere Mastercard is accepted and provides:

  • Credit reporting to all three major credit bureaus
  • Mastercard Zero Liability Protection
  • No security deposit required
  • Credit limits up to $1,000

Important Things to Know Before Applying

Keep in mind:

  • The card is not available in all states.
  • You must have a valid Social Security Number to apply.
  • You’ll need to provide income and employment information during the application process.

For questions about your Reflex Mastercard®, you can contact customer service at 1-866-449-4514.


What Type of Credit Do You Need for GetReflexCardNow.com?

Although the Reflex Mastercard® is issued Celtic Bank out of Utah, it’s hard to know what their credit approval criteria is but according to Nerd Wallet, the range to get a Reflex Mastercard® is between 300 and 700, but at Cardrewards.net we would venture to guess anything below 650 would get approved. You can apply here at CreditSoup Fair Credit

What is the Credit Limit for the Reflex Mastercard®.

The Reflex Mastercard® has 3 options for your credit limit which ranges from $300-$1000 depending on your credit score. Apply here for the Reflex Mastercard® CreditSoup Fair Credit.

Want to Get Your Reflex Card Now? Here’s How to Find Your Reservation Number

Excited to get your Reflex card but don’t know where to find your reservation number? This article provides a step-by-step guide on how to locate it and start using your new card!

If you’re eager to receive your Reflex card but can’t seem to locate your reservation number, don’t worry! We’re here to help. In this article, we have provided a detailed step-by-step guide on how to locate your reservation number and start enjoying the benefits of your new Reflex card.

If you’re having trouble locating your Reflex card reservation number, don’t worry. The process is easy and should only take a few minutes. Simply log in to the email address and search for an email from “Reflex Card.” In this email, you should find your reservation number listed near the top. Once you have located your reservation number, head back to the Reflex card website and enter it into the appropriate field on the application page. From there, follow the prompts to complete your application and start enjoying all of the benefits of your new Reflex card! On the mail offer it should either be at the top right or under your name and (generated) card number on the right side.

Final Thoughts

The Reflex Mastercard® is a reasonable choice for people working to rebuild or establish credit. Its reporting to all three major bureaus and Mastercard acceptance make it a practical stepping stone.

Just make sure to review the official terms carefully — fees and conditions can vary based on your credit limit and state of residence. Paying on time and keeping your balance low will help you get the most benefit from this credit-building tool.

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Compare the top Excellent Credit Card Offers - CreditSoup Balance Transfer Cards

1 thought on “GetReflexCardNow.com Invitation to Apply for Reflex Mastercard® Review”

Leave a Comment