Invitation to Apply for Reflex Mastercard® Review Mail Invitation Number
Reflex® Platinum Mastercard®
Reflex® Platinum Mastercard®
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Apply Online – Click Here
Intro Rate: N/A – Intro APR Period: N/A – Purchase APR Rate: 35.90% Fixed – Annual Fee: $75 – $125 – Credit Needed: Fair/Poor/Bad/Limited – Return Payment Fee: Up to $41.00 – Late Payment Fee: Up to $41.00 – Foreign Transaction Fee: 3% of each transaction in U.S. dollars
Rates & Fees

What Type of Credit Do You Need for

Although the Reflex Mastercard® is issued Celtic Bank out of Utah, it’s hard to know what their credit approval criteria is but according to Nerd Wallet, the range to get a Reflex Mastercard® is between 300 and 700, but at we would venture to guess anything below 650 would get approved. You can apply here at CreditSoup Fair Credit

What is the Credit Limit for the Reflex Mastercard®.

The Reflex Mastercard® has 3 options for your credit limit which ranges from $300-$1000 depending on your credit score. Apply here for the Reflex Mastercard® CreditSoup Fair Credit.

Want to Get Your Reflex Card Now? Here’s How to Find Your Reservation Number

Excited to get your Reflex card but don’t know where to find your reservation number? This article provides a step-by-step guide on how to locate it and start using your new card!

If you’re eager to receive your Reflex card but can’t seem to locate your reservation number, don’t worry! We’re here to help. In this article, we have provided a detailed step-by-step guide on how to locate your reservation number and start enjoying the benefits of your new Reflex card.

If you’re having trouble locating your Reflex card reservation number, don’t worry. The process is easy and should only take a few minutes. Simply log in to the email address and search for an email from “Reflex Card.” In this email, you should find your reservation number listed near the top. Once you have located your reservation number, head back to the Reflex card website and enter it into the appropriate field on the application page. From there, follow the prompts to complete your application and start enjoying all of the benefits of your new Reflex card! On the mail offer it should either be at the top right or under your name and (generated) card number on the right side.

Is the Getreflexcardnow a Legitimate Card Offer?

Yes, the Reflex Platinum Mastercard® is a legitimate credit card issued by Continental Finance, a company that has been in business for over 25 years. The card is accepted at millions of merchants worldwide, and it offers several benefits, including:

  • Credit reporting to all three major credit bureaus
  • Mastercard Zero Liability Protection
  • No security deposit required
  • Up to $1,000 credit limit

However, the card also has some drawbacks, including:

  • High annual fee of $75
  • Variable purchase APR of 22.99% – 29.99%
  • Fees for late payments, cash advances, and balance transfers

Overall, the Reflex Platinum Mastercard® is a decent option for people with fair or poor credit who are looking to build or rebuild their credit history. However, it is important to compare it to other unsecured credit cards to find the best option for you. You should also make sure that you can afford the annual fee and the interest charges.

Here are some additional things to keep in mind about the Reflex Platinum Mastercard®:

  • The card is not available to residents of all states.
  • You must have a valid Social Security Number to apply.
  • You will need to provide your income and employment information when you apply.

If you have any questions about the Reflex Platinum Mastercard®, you can contact customer service at 1-866-449-4514.

Does the Reflex Card have a Program Fee?

Yes, the Reflex Platinum Mastercard® has a program fee of $75 – $125, depending on your creditworthiness. The fee is charged annually and is waived for the first year. Additionally, there is a monthly maintenance fee of $0 – $10, which is also waived for the first year.

Here is a table of the Reflex Platinum Mastercard® fees:

Annual fee$75 – $125
Monthly maintenance fee$0 – $10
Cash advance fee3% of each transaction ($10 minimum)
Foreign transaction fee3% of each transaction in U.S. dollars
Late payment feeUp to $35

As you can see, the Reflex Platinum Mastercard® has a number of fees that you should be aware of before you apply. If you are not sure whether you can afford the fees, you may want to consider a different credit card.

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