|
|
Purchase APR Rate: 35.90% – Annual Fee: $175 the first year; $49 thereafter – Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) – Credit Needed: Fair – Late Payment Fee: Up to $41 – Foreign Transaction Fee: 1% of each transaction in U.S. dollars Rates & Fees | |
|
|
Purchase APR Rate: See terms – Annual Fee: See terms – Monthly Fee: See terms – Credit Needed: Poor to Good – Foreign Transaction Fee: 1% of each transaction in U.S. dollars. Rates & Fees | |
|
|
Purchase APR Rate: 35.90% – Annual Fee: $175 the first year; $49 thereafter – Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) – Credit Needed: Fair – Late Payment Fee: Up to $41 – Foreign Transaction Fee: 1% of each transaction in U.S. dollars. Rates & Fees | |
Is the Destiny Mastercard® a Good Credit Card?
For those with imperfect credit, the Destiny Mastercard® is a good choice. Although it comes with a one-time annual fee there are no other monthly or maintenance fees to deal with like other cards in this space.
For those with imperfect credit, the Destiny Mastercard® can be an option, but it is very expensive. Although it comes with an annual fee, you may also have other fees. Cardholders often face a high Annual Fee and a Monthly Servicing Fee, along with a high APR.
Is the Destiny Mastercard® an Unsecured Card?
Yes, it is. It is an unsecured card, meaning no security deposit is required. The Destiny Mastercard® reports to all 3 major credit bureaus, which can positively affect your credit rating by making on-time payments and keeping your credit utilization low.
What is the Credit Line / Limit for the Destiny Mastercard®?
The initial credit limit is often $300 or $700. However, the Annual Fee is charged immediately, which significantly reduces your initial available credit. For example, on a $700 limit, a $175 fee leaves you with just $525 of available credit before your first purchase. You can also choose a favorite card design at no additional cost. You can get pre-approved with no impact to your credit score, and a quick decision is typical.
I Filed for Bankruptcy, Can I Get Approved for a Destiny Mastercard®?
Yes, you generally can. Even if you have a recent bankruptcy on your credit report, there is still a chance for you to get approved for the Destiny Mastercard®. The card is designed for applicants with less-than-perfect credit and can be one of the first steps in getting your credit back on track after filing for bankruptcy.
Submit your review | |
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Compare the top Excellent Credit Card Offers - CreditSoup Balance Transfer Cards