Travel rewards credit cards offer valuable benefits for those who love to explore new places or frequently find themselves on the go for work or leisure. Additionally, cash back credit cards provide an excellent opportunity to earn back a percentage of your spending in various categories. Here’s a breakdown of seven popular cards to help you decide which one best suits your spending habits:
Quick details at a glance:
Card Rewards Offer – 1.5% – 5% cash back
Annual Fee – $0
Intro Rewards Bonus – Earn $200 cash back
Here are more detailed features of the Chase Freedom Unlimited®
- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – 75,000 bonus points
Card Rewards Offer – 5x on Chase Travel℠, 3x on dining, 2x on all other travel
Annual Fee – $95
Foreign Trans Fee – $0
Here are more detailed features of the Chase Sapphire Preferred® Card
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 100,000 points.
Card Rewards Offer – Earn 2X points on Southwest Airlines® purchases. Earn 2X points at Gas stations and Grocery stores on first $5,000 in combined purchases per year. Earn 1X points on all other purchases.
Annual Fee – $99
Foreign Trans Fee – $0
Here are more detailed features of the Southwest Rapid Rewards® Plus Credit Card
- Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.
- 3,000 anniversary points each year.
- Earn 2 points per $1 spent on Southwest Airlines® purchases
- Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
- Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
- Select a Standard seat within 48 hours prior to departure, when available.
- Earn 1 point for every $1 spent on all other purchases.
- No foreign transaction fees.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 100,000 points.
Card Rewards Offer – Earn 4X points on Southwest Airlines® purchases. Earn 2X points at gas stations and restaurants. Earn 1X points on all other purchases.
Annual Fee – $229
Foreign Trans Fee – $0
Here are more detailed features of the Southwest Rapid Rewards® Priority Credit Card
- Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.
- 7,500 anniversary points each year.
- Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
- Earn 2 points for every $1 you spend at gas stations and restaurants
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Select a Preferred seat at booking, at no additional charge, when available.*
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
- No foreign transaction fees.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 80,000 points.
Annual Fee – $299
Product Type – Business Card
Card Rewards Offer – Earn 4X points on Southwest® purchases. Earn 2x points on gas station and restaurant purchases. Earn 2x points on hotel accommodations booked directly with hotel. Earn 2X points on local transit and commuting, including rideshare.
Here are more detailed features of the Southwest® Rapid Rewards® Performance Business Credit Card
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X pts on Southwest® purchases.
- Earn 2 points for every $1 you spend at gas stations and restaurants
- Earn 2X points on hotel accommodations booked directly with the hotel
- Earn 2X points on local transit and commuting, including rideshare.
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 60,000 points.
Annual Fee – $149
Product Type – Business Card
Card Rewards Offer – Earn 3X points on Southwest® purchases. Earn 2X points at gas stations and restaurants on the first $8,000 in combined purchases per year. Earn 1X points on all other purchases.
Here are more detailed features of the Southwest® Rapid Rewards® Premier Business Credit Card
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year
- First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
- Select a Standard or Preferred seat within 48 hours prior to departure, when available.*
- Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
- No foreign transaction fees.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 200,000 bonus points
Card Rewards Offer – More than $2,500 in annual value
Annual Fee – $795
Product Type – Business Card
Here are more detailed features of the Sapphire Reserve for Business℠
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there’s no competition.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
- Earn 5x total points on Lyft rides through 9/30/27.
- Earn 4x points on flights & hotels booked direct.
- Earn 3x points on social media & search engine advertising.
- Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
- Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
- Member FDIC
Choosing the Right Card:
Remember:
- Review annual fees and interest rates before applying.
- Consider your credit score, as some cards have minimum score requirements.
Additional Tips:
- Look for cards with bonus offers for new cardholders.
- Take advantage of travel insurance and other benefits offered by your chosen card.
It’s important to compare features and rewards programs to find the card that best aligns with your needs.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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