Quicken has long been a go-to tool for managing personal finances, but its pricing and feature set may not fit everyone’s needs. Whether you’re looking for a free alternative or something with specific budgeting, investing, or business tools, here are 15 of the best Quicken alternatives, along with their pricing and key features.
1. Mint
- Why it’s an alternative: Mint is a free, cloud-based budgeting tool that helps users track spending, categorize transactions, and set financial goals.
- Pricing: Free (ad-supported)
2. YNAB (You Need a Budget)
- Why it’s an alternative: YNAB focuses on zero-based budgeting, ensuring every dollar has a job, making it great for disciplined budgeters.
- Pricing: $14.99/month or $99/year
3. Personal Capital (Now Empower Personal Dashboard)
- Why it’s an alternative: Personal Capital is ideal for those who need budgeting tools alongside investment tracking.
- Pricing: Free for basic features; Wealth management services start at 0.89% of assets under management
4. Tiller Money
- Why it’s an alternative: Tiller integrates with Google Sheets and Excel for highly customizable financial tracking.
- Pricing: $79/year (after a 30-day free trial)
5. EveryDollar
- Why it’s an alternative: A budgeting tool that follows Dave Ramsey’s envelope budgeting method.
- Pricing: Free basic version; Premium at $17.99/month
6. Moneydance
- Why it’s an alternative: Desktop-based software with strong budgeting and investment tracking tools.
- Pricing: $65 one-time fee
7. PocketGuard
- Why it’s an alternative: Ideal for those who want a simple way to track income and expenses.
- Pricing: Free; PocketGuard Plus at $7.99/month or $79.99/year
8. CountAbout
- Why it’s an alternative: A cloud-based solution that imports Quicken data seamlessly.
- Pricing: $9.99/year (basic); $39.99/year (premium)
9. Banktivity
- Why it’s an alternative: Designed for macOS users, offering deep financial planning tools.
- Pricing: $49.99/year
10. GoodBudget
- Why it’s an alternative: Digital envelope budgeting system for managing cash flow.
- Pricing: Free basic version; Plus at $8/month or $70/year
11. GnuCash
- Why it’s an alternative: Open-source software with double-entry accounting features.
- Pricing: Free
12. Wave
- Why it’s an alternative: Best for small businesses with free accounting and invoicing tools.
- Pricing: Free; Payroll services start at $20/month
13. Buxfer
- Why it’s an alternative: Personal finance tool with budgeting, forecasting, and bill reminders.
- Pricing: Free basic version; Paid plans start at $2/month
14. Simplifi by Quicken
- Why it’s an alternative: A streamlined, mobile-friendly Quicken alternative for budgeting.
- Pricing: $3.99/month (billed annually at $47.88)
15. MoneyWiz
- Why it’s an alternative: A multi-platform finance app with automatic bank syncing and cryptocurrency tracking.
- Pricing: $49.99/year
Comparison Chart: Quicken Alternatives at a Glance
| Alternative | Key Features | Pricing |
|---|---|---|
| Mint | Free budgeting tool | Free |
| YNAB | Zero-based budgeting | $14.99/month |
| Personal Capital | Investment & budgeting tools | Free; Wealth mgmt at 0.89% |
| Tiller Money | Spreadsheet-based finance tracking | $79/year |
| EveryDollar | Envelope budgeting method | Free; $17.99/month |
| Moneydance | Desktop finance software | $65 one-time fee |
| PocketGuard | Basic budgeting tool | Free; $7.99/month |
| CountAbout | Cloud-based with Quicken import | $9.99/year |
| Banktivity | Mac-focused finance software | $49.99/year |
| GoodBudget | Envelope budgeting | Free; $8/month |
| GnuCash | Open-source accounting | Free |
| Wave | Business accounting & invoicing | Free; Payroll from $20/mo |
| Buxfer | Forecasting & bill reminders | Free; Paid from $2/mo |
| Simplifi by Quicken | Streamlined budgeting | $3.99/month |
| MoneyWiz | Multi-platform finance tracking | $49.99/year |
Each of these Quicken alternatives caters to different financial needs, from simple budgeting tools to robust investment tracking. Whether you prefer a free option or a premium service, there’s a solution for every financial style and budget.