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Credit that needs improvement - Credit Cards

Issuer: The Bank of Missouri • Network: VisaSynced Daily Data Verified: Sep 18, 2026
Total Visa® Card
  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®
  • Fast and easy application process.
  • All credit types welcome to apply.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details
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Purchase APR Rate: 35.99%* - Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^ - Annual Fee: See Terms* - Program Fee: $95.00* - Credit Needed: Fair/Bad Credit - Credit Limit: $200-500
Issuer: Celtic Bank • Network: MastercardSynced Daily Data Verified: Sep 18, 2026
Reflex® Platinum Mastercard®
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
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Intro Rate: N/A - Intro APR Period: N/A - Purchase APR Rate: 35.90% Fixed - Annual Fee: $75 - $125 - Credit Needed: Fair/Poor/Bad/Limited - Return Payment Fee: Up to $41.00 - Late Payment Fee: Up to $41.00 - Foreign Transaction Fee: 3% of each transaction in U.S. dollars - Credit Limit: up to $1,000
Rates & Fees
Issuer: tbom® • Network: MastercardSynced Daily Data Verified: Sep 18, 2026
FIT™ Platinum Mastercard®
  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • If approved, you must pay a $95 fee to open your account. Please see the terms and conditions for when you apply.
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Intro Rate: N/A - Intro APR Period: N/A - Purchase APR Rate: 35.90% Fixed - Annual Fee: See terms - Credit Needed: Fair/Poor/Bad - Return Payment Fee: Up to $41.00 - Late Payment Fee: Up to $41.00 - Foreign Transaction Fee: 3% of each transaction in U.S. dollars - Credit Limit: $400 unsecured (with upfront processing fee)

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”