Milestone Credit Card Offer - Invitation to Apply

Milestone® Mastercard® - $1,000 Credit Limit
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Sep 16, 2026
	Guaranteed $1,000 credit limit if approved. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. Don't Have Perfect Credit? No Problem! Join over a million consumers who are working on building their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. No security deposit, and a path to better credit. Learn More
Purchase APR Rate: 35.90% - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees

Milestone® Mastercard® - 1.5% Cashback Rewards
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Sep 16, 2026
	Turn everyday purchases into 1.5% Cashback Rewards! A guaranteed $700 credit limit to help get your financial goals on track, if approved. Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms. No upfront security deposit required so you can keep more money in your pocket. Join over a million consumers who are working on building their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. A rewards card for people with less than perfect credit! Learn More
Purchase APR Rate: 35.90% - Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase. - Annual Fee: $175 the first year; $49 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) - Credit Needed: Fair - Late Payment Fee: Up to $40 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $700 Rates & Fees

Milestone® Mastercard® with Cashback Rewards
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Sep 16, 2026
	Guaranteed $1,000 credit limit if approved. Fuel your savings: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. Get the credit you deserve, even with less-than-perfect history. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Don't Have Perfect Credit? No Problem! No security deposit required—get started today! Learn More
Purchase APR Rate: 35.90% - Rewards Rate: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms. - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees

Milestone® Mastercard®
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Sep 16, 2026
	Guaranteed $700 credit limit if approved. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. Don't Have Perfect Credit? No Problem! Join over a million consumers who are working on building their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. No security deposit, and a path to better credit. Learn More
Purchase APR Rate: See terms - Annual Fee: See terms - Monthly Fee: See terms - Credit Needed: Fair/Good - Foreign Transaction Fee: 1% of each transaction in U.S. dollars. - Credit Limit: $700 Rates & Fees

For anyone sitting in the fair-to-good range, Milestone Mastercard offers a practical stepping stone. Issued by The Bank of Missouri, it comes with a guaranteed starting credit limit of $700 upon approval, giving you a real line to use while you establish positive payment history. There’s no security deposit required, and the card rides on the Mastercard network for broad acceptance and standard security features, though you’ll want to review the See terms details for APR and recurring fees.

The Bright Spots

Guaranteed Start: A $700 Credit Limit

Starting with a concrete limit helps you plan everyday purchases and demonstrate responsible use from day one. A $700 starting limit gives you a tangible baseline to build your credit history without overextending yourself.

Apply with Confidence

Applying won’t harm your score if you’re not approved, because the inquiry is soft. If you are approved, you’ll receive a clear starting limit and a straightforward path to showing positive, on-time payments over time.

Zero Fraud Liability

Zero Fraud Liability means you’re protected from unauthorized charges, providing peace of mind as you shop and pay. As long as you report suspicious activity promptly, you’re shielded from liability for fraudulent transactions.

No Security Deposit, Path to Better Credit

No upfront security deposit means you can get started right away, while your ongoing use and timely payments can help you steadily build credit. This can be a practical bridge for moving from fair/average credit toward better standing over time.

The Practical Truth

Pros: The card offers a tangible credit line that you can use to demonstrate responsible behavior, plus the convenience and security of Mastercard network acceptance. A soft inquiry during the application protects your current score, and Zero Fraud Liability adds a layer of security as you grow your history.

Cons: The ongoing cost details aren’t published here beyond “See terms” for Regular APR, Annual Fee, and Monthly Fee. There is a 1% foreign transaction fee on international purchases, which can add up if you travel or shop abroad. While the $700 limit is helpful, it’s modest for high-usage needs, and approval still depends on your credit profile.

Your Path Forward

If you’re ready to build credit with a practical, low-friction option, Milestone Mastercard can be a solid step. You’ll have a real starting limit, the protection of soft-inquiry approval, and Mastercard network usability as you work toward a stronger credit profile. Stay consistent with on-time payments and responsible usage, and you could see meaningful improvements in your credit over time.