Managing your account efficiently requires knowing the correct digital portals, mobile applications, and support channels. The Fortiva® Cash Back Rewards Mastercard provides robust online account management features via myfortiva.com and dedicated iOS and Android mobile apps.

Familiarizing yourself with statement credit mechanics ensures you track your rewards accurately.

Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Sep 29, 2026
Fortiva® Cash Back Rewards Mastercard
  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Use Anywhere Mastercard is Accepted
  • No Security Deposit
  • $0 fraud liability**
  • Free access to your Credit Score†
    *See Program Terms for important information about the cash back rewards program.
    **Fraud liability subject to Mastercard rules.
    † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
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Purchase APR Rate: 36% Fixed - Annual Fee: $85-$175 first year, $229 thereafter - Credit Needed: Fair - Credit Line: Up to $1,000 credit limit subject to credit approval - Foreign Transaction Fee: 3% of each transaction amount in U.S. dollars

Key Service and Redemption Details

Keep these operational rules in mind when administering your Fortiva account:

  • Online Portal & Pre-qualification: Accessible directly via MyFortiva.
  • Mobile App: Available for download on both the Apple App Store and Google Play Store.
  • Reward Redemption: Cash back automatically redeems as an annual statement credit during your account opening anniversary month, provided the account remains in good standing. Statement credits lower your overall balance but do not substitute for your monthly minimum payment.

How to Access Your Fortiva Account Online

  • Official Online Portal: Navigate to the secure Fortiva credit card login page to view monthly statements, check your available credit line, and manage personal profile details.
  • Mobile App Management: Download the official Fortiva mobile application on iOS or Android to make on-the-go payments and enable push notifications for payment due dates.
  • Auto-Pay Setup: Avoid accidental late fees and protect your credit score by enrolling in automatic minimum or full-balance monthly payments directly through your dashboard.

Contacting Fortiva Customer Support

If you encounter billing discrepancies, need to report a lost or stolen card, or require technical assistance with your online login, support is accessible via official customer service channels:

  • Phone Support: Call the dedicated customer care number listed on the back of your physical card or on your monthly billing statement.
  • Secure Messaging: Log into your online portal to send encrypted messages directly to the support team for account-specific inquiries.

Account Security Best Practices

Protecting your financial credentials ensures your credit-building journey remains smooth and secure:

  • Never share your online portal password or one-time verification codes with anyone.
  • Routinely review your monthly statements to catch and dispute unauthorized charges immediately.

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