Submitting blind applications for credit cards can result in unnecessary hard inquiries that temporarily lower your credit score. Fortunately, the Fortiva® Cash Back Rewards Mastercard provides an online prequalification tool that runs a soft credit check.

This lets you preview your potential offer terms and credit limit (up to $1,000 subject to approval) before committing to a formal application.

Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026
Fortiva® Cash Back Rewards Mastercard
  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Use Anywhere Mastercard is Accepted
  • No Security Deposit
  • $0 fraud liability**
  • Free access to your Credit Score†
    *See Program Terms for important information about the cash back rewards program.
    **Fraud liability subject to Mastercard rules.
    † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Learn More
Purchase APR Rate: 36% Fixed - Annual Fee: $85-$175 first year, $229 thereafter - Credit Needed: Fair - Credit Line: Up to $1,000 credit limit subject to credit approval - Foreign Transaction Fee: 3% of each transaction amount in U.S. dollars

From Prequalification to Hard Pull

While checking your prequalification status leaves zero impact on your credit score, formally accepting an offer triggers a hard inquiry. Be prepared for potential income verification steps, such as connecting bank account information, to finalize your account setup.

Fortiva Navigation: