Unlocking 5% Cash Back on Your First $5,000 in Fuel Purchases

Finding a credit card for fair credit that features a category-specific reward structure is rare. The Milestone® Mastercard® with Cashback Rewards addresses transit and commuting needs by providing an aggressive **5% cash back rewards rate on your first $5,000 in gas station purchases each year**. After meeting that annual threshold, purchases continue to earn an unlimited 1% cash back.

Understanding how gas station merchant category codes (MCC) are tracked ensures you capture every eligible dollar spent at the pump.

Milestone® Mastercard® - $1,000 Credit Limit
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026
	Guaranteed $1,000 credit limit if approved. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. Don't Have Perfect Credit? No Problem! Join over a million consumers who are working on building their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. No security deposit, and a path to better credit. Learn More
Purchase APR Rate: 35.90% - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees

Milestone® Mastercard® - 1.5% Cashback Rewards
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026
	Turn everyday purchases into 1.5% Cashback Rewards! A guaranteed $700 credit limit to help get your financial goals on track, if approved. Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms. No upfront security deposit required so you can keep more money in your pocket. Join over a million consumers who are working on building their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. A rewards card for people with less than perfect credit! Learn More
Purchase APR Rate: 35.90% - Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase. - Annual Fee: $175 the first year; $49 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) - Credit Needed: Fair - Late Payment Fee: Up to $40 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $700 Rates & Fees

Milestone® Mastercard® with Cashback Rewards
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026
	Guaranteed $1,000 credit limit if approved. Fuel your savings: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. Get the credit you deserve, even with less-than-perfect history. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Don't Have Perfect Credit? No Problem! No security deposit required—get started today! Learn More
Purchase APR Rate: 35.90% - Rewards Rate: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms. - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees

Milestone® Mastercard®
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026
	Guaranteed $700 credit limit if approved. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. Don't Have Perfect Credit? No Problem! Join over a million consumers who are working on building their access to credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. No security deposit, and a path to better credit. Learn More
Purchase APR Rate: See terms - Annual Fee: See terms - Monthly Fee: See terms - Credit Needed: Fair/Good - Foreign Transaction Fee: 1% of each transaction in U.S. dollars. - Credit Limit: $700 Rates & Fees

Maximizing Your Annual Fuel Cap

The 5% multiplier applies strictly to the first $5,000 spent on gasoline annually (resetting each year). Directing your everyday fuel fills through this card maximizes the return, helping offset account maintenance fees while maintaining active, positive reporting across all three major credit bureaus.

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