Issued by The Bank of Missouri, the Milestone® Mastercard® - $1,000 Credit Limit provides an elevated tier for consumers rebuilding credit who require more breathing room than standard subprime cards offer. Combining a guaranteed $1,000 starting credit limit upon approval with no security deposit required and zero-impact prequalification, this card delivers expanded purchasing power alongside trusted Mastercard benefits like Zero Fraud Liability.
Reviewing how the fee schedules—including the $250 first-year annual fee and subsequent monthly maintenance charges—interact with your credit-building strategy ensures long-term financial control.
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase. - Annual Fee: $175 the first year; $49 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) - Credit Needed: Fair - Late Payment Fee: Up to $40 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $700 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Rewards Rate: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms. - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: See terms - Annual Fee: See terms - Monthly Fee: See terms - Credit Needed: Fair/Good - Foreign Transaction Fee: 1% of each transaction in U.S. dollars. - Credit Limit: $700 Rates & Fees | |
Explore Milestone® $1,000 Limit Resources & Spokes
Select a specific guide below to access detailed breakdowns regarding fee disclosures, credit utilization management, and account access:
- Main Review: Read the Independent Milestone® $1,000 Limit Review
- Spoke 1: Maximizing the Guaranteed $1,000 Credit Limit and Utilization Ratios
- Spoke 2: Decoding the $250 Annual Fee and Monthly Maintenance Charges ($19.25/mo)
- Spoke 3: How to Prequalify for the $1,000 Milestone Card Without Credit Score Impact
- Spoke 4: Leveraging Monthly Bureau Reporting for Rapid Credit Recovery
- Spoke 5: Customer Service, 24/7 Account Access, and Payment Portal Management
Navigation & Directory:
- Return to the overarching Bank of Missouri Master Hub.
- Explore alternative card tiers like the Standard Milestone® Mastercard.