Issued by The Bank of Missouri, the Milestone® Mastercard® is built specifically for consumers with less-than-perfect credit who need a reliable path to credit recovery. Featuring a guaranteed $700 credit limit upon approval and no security deposit required, Milestone eliminates the guesswork of variable limits while providing essential Mastercard protections like Zero Fraud Liability.
Reviewing how the prequalification tool, fee disclosures, and credit bureau reporting frameworks work helps you optimize your credit-building journey.
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase. - Annual Fee: $175 the first year; $49 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) - Credit Needed: Fair - Late Payment Fee: Up to $40 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $700 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Rewards Rate: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms. - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: See terms - Annual Fee: See terms - Monthly Fee: See terms - Credit Needed: Fair/Good - Foreign Transaction Fee: 1% of each transaction in U.S. dollars. - Credit Limit: $700 Rates & Fees | |
Explore Milestone® Mastercard Resources & Spokes
Select a specific guide below to access detailed breakdowns regarding fee structures, prequalification, and account management:
- Main Review: Read the Independent Milestone® Mastercard Review
- Spoke 1: Understanding the Guaranteed $700 Credit Limit and Unsecured Structure
- Spoke 2: How to Prequalify for Milestone Without Hurting Your Credit Score
- Spoke 3: Navigating Milestone's Annual Fees, Monthly Charges, and APRs
- Spoke 4: Leveraging Monthly Bureau Reporting for Credit Score Recovery
- Spoke 5: Customer Service, 24/7 Account Access, and Payment Portals
Navigation & Directory:
- Return to the overarching Bank of Missouri Master Hub.
- Explore alternative card families like the Fortiva® Mastercard Series.