Issued by The Bank of Missouri, the Milestone® Mastercard® is built specifically for consumers with less-than-perfect credit who need a reliable path to credit recovery. Featuring a guaranteed $700 credit limit upon approval and no security deposit required, Milestone eliminates the guesswork of variable limits while providing essential Mastercard protections like Zero Fraud Liability.

Reviewing how the prequalification tool, fee disclosures, and credit bureau reporting frameworks work helps you optimize your credit-building journey.

Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026
Milestone® Mastercard® - $1,000 Credit Limit
  • Guaranteed $1,000 credit limit if approved.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Don't Have Perfect Credit? No Problem!
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
  • No security deposit, and a path to better credit.
Apply Now
Purchase APR: 35.90%Annual Fee: $250 the first year; $99 thereafterMonthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month)Credit Needed: FairLate Payment Fee: Up To $41Foreign Trans. Fee: 1% of each transaction in U.S. dollarsCredit Limit: $1000
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026
Milestone® Mastercard® - 1.5% Cashback Rewards
  • Turn everyday purchases into 1.5% Cashback Rewards!
  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
  • No upfront security deposit required so you can keep more money in your pocket.
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • A rewards card for people with less than perfect credit!
Apply Now
Purchase APR: 35.90%Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase.Annual Fee: $175 the first year; $49 thereafterMonthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)Credit Needed: FairLate Payment Fee: Up to $40Foreign Trans. Fee: 1% of each transaction in U.S. dollarsCredit Limit: $700
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026
Milestone® Mastercard® with Cashback Rewards
  • Guaranteed $1,000 credit limit if approved.
  • Fuel your savings: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Get the credit you deserve, even with less-than-perfect history.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Don't Have Perfect Credit? No Problem!
  • No security deposit required—get started today!
Apply Now
Purchase APR: 35.90%Rewards Rate: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms.Annual Fee: $250 the first year; $99 thereafterMonthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month)Credit Needed: FairLate Payment Fee: Up To $41Foreign Trans. Fee: 1% of each transaction in U.S. dollarsCredit Limit: $1000
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026
Milestone® Mastercard®
  • Guaranteed $700 credit limit if approved.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Don't Have Perfect Credit? No Problem!
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
  • No security deposit, and a path to better credit.
Apply Now
Purchase APR: See termsAnnual Fee: See termsMonthly Fee: See termsCredit Needed: Fair/GoodForeign Trans. Fee: 1% of each transaction in U.S. dollars.Credit Limit: $700

Explore Milestone® Mastercard Resources

Select a specific guide below to access detailed breakdowns regarding fee structures, prequalification, and account management:

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