Total Visa Application Guide: Requirements, Checking Account & Odds

Because the Total Visa targets consumers with damaged credit scores, traditional credit score hurdles are relaxed, but specific administrative qualifications must be met.

What You Need to Apply

• Valid Checking Account: A mandatory prerequisite for account onboarding and electronic payments.
• Residency & Age: Must be at least 18, reside legally in the U.S., and have a valid SSN or ITIN.
• Income Verification: Basic proof of verifiable income.

Onboarding Workflow

1. Fill out the online application.
2. Receive an instant automated decision.
3. Pay the mandatory $95 program fee within 60 days of approval.
4. Receive your card with an initial limit between $200 and $500.

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