How Often Does Opensky Report To Credit Bureaus

OpenSky reports to credit bureaus once a month, specifically within days after your billing statement is generated. This means that all three major credit bureaus (Experian, TransUnion, and Equifax) will receive updates on your OpenSky Secured Visa® Credit Card account, including information about your credit limit, current balance, and payment history.

The exact timing can vary depending on the issuer’s reporting cycle and the credit bureau’s processing schedule.

It may take a few days for the updates to appear on your credit report after OpenSky reports the information to the bureaus. Additionally, new OpenSky cardholders may not see any information on their credit reports for one or two billing periods after being approved for the card.

OpenSky® Secured Visa® Credit Card
	New feature! Earn up to 10% cash back* on everyday purchases No credit check to apply. Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Get free monthly access to your FICO score in our mobile application Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Fund your card with a low $200 refundable security deposit to get a $200 credit line Apply in less than 5 minutes with our mobile first application Choose the due date that fits your schedule with flexible payment dates Fund your security deposit over 60 days with the option to make partial payments Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information Apply Online – Click Here
Purchase APR Rate: 25.64% (variable) – Annual Fee: $35 – Credit Needed: Poor – Credit Line: $200-$3000 at time of application – Late Payment Fee: Up to $40

OpenSky® Plus Secured Visa® Credit Card
	New feature! Earn up to 10% cash back* on everyday purchases No annual fee No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Monitor your credit progress with free access to your FICO Credit Score. Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Secure your credit line with a refundable security deposit – as low as $300. Easy application, apply in less than 5 minutes right from your mobile device Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information Apply Online – Click Here
Purchase APR Rate: 29.99% (variable) – Annual Fee: $0 – Credit Needed: No credit, Poor, Fair – Credit Line: $300-$3000 at time of application – Late Payment Fee: Up to $40

Frequent and on-time payments to OpenSky will help in building and improving your credit score over time. However, keep in mind that the exact impact on your score depends on various factors, including your overall credit history and utilization rates across all your credit accounts.