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Secured Credit Cards No Credit Check - Low Deposits - No Annual Fees

Take a look at the secured credit card offers below, secured credit cards are cards that you secure with your own funds and the bank matches those funds. Example you deposit $300 in their account, they provide you a credit card with those $300 available to use.

Secured credit cards are great for people who have filed bankrupcty, have bad credit or poor credit, or are students just starting out. You want to look for secured credit cards with good terms like no or low monthly fees, no annual fees, low deposit rules (if needed) and reports to all 3 credit bureaus.

Recommended Secured Credit Card Offers

OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
  • New feature! Earn up to 10% cash back* on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information
Apply Online - Click Here
Purchase APR Rate: 25.64% (variable) - Annual Fee: $35 - Credit Needed: Poor - Credit Line: $200-$3000 at time of application - Late Payment Fee: Up to $40
First Progress Platinum Elite Mastercard® Secured Credit Card
First Progress Platinum Elite Mastercard® Secured Credit Card
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Online - Click Here
Purchase APR Rate: 25.24% (V) - Annual Fee: $29 - Credit Needed: Poor/Limited/No Credit - Credit Line: up to $2,000
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard® Secured Credit Card
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Online - Click Here
Purchase APR Rate: 19.24% (V) - Annual Fee: $39 - Credit Needed: Poor/Limited/No Credit - Credit Line: $2,000
First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Prestige Mastercard® Secured Credit Card
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Online - Click Here
Purchase APR Rate: 15.24% (V) - Annual Fee: $49 - Credit Needed: Poor/Limited/No Credit - Credit Line: $2,000
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Apply Online - Click Here
Purchase APR Rate: 9.99% Fixed - Annual Fee: $48 - Credit Needed: Poor/Fair/Limited/Damaged - Credit Line: $200 - $1,000
Applied Bank® Unsecured Classic Visa® Card
Applied Bank® Unsecured Classic Visa® Card
  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
Apply Online - Click Here
Purchase APR Rate: 29.99% - Annual Fee: See website for Details* - Credit Needed: Poor/Damaged Credit - Return Payment Fee: Up to $38 - Late Payment Fee: Up to $38
OpenSky® Plus Secured Visa® Credit Card
OpenSky® Plus Secured Visa® Credit Card
  • New feature! Earn up to 10% cash back* on everyday purchases
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information
Apply Online - Click Here
Purchase APR Rate: 29.99% (variable) - Annual Fee: $0 - Credit Needed: No credit, Poor, Fair - Credit Line: $300-$3000 at time of application - Late Payment Fee: Up to $40

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