Travel rewards credit cards offer valuable benefits for those who love to explore new places or frequently find themselves on the go for work or leisure. Additionally, cash back credit cards provide an excellent opportunity to earn back a percentage of your spending in various categories. Here’s a breakdown of seven popular cards to help you decide which one best suits your spending habits:
Quick details at a glance:
Card Rewards Offer – 1.5% – 5% cash back
Annual Fee – $0
Intro Rewards Bonus – Earn $200 cash back
Here are more detailed features of the Chase Freedom Unlimited®
- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – 60,000 bonus points
Card Rewards Offer – 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases
Foreign Trans Fee – $0
Annual Fee – $95
Here are more detailed features of the Chase Sapphire Preferred® Card
- Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 50,000 bonus points.
Annual Fee – $69
Foreign Trans Fee – 3% of each transaction in U.S. dollars
Balance Transfer Fee – Either $5 or 5% of the amount of each transfer, whichever is greater.
Here are more detailed features of the Southwest Rapid Rewards® Plus Credit Card
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 3,000 anniversary points each year.
- Earn 2X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- 2 EarlyBird Check-In® each year.
- Earn 1 point for every $1 spent on all other purchases.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 50,000 bonus points.
Annual Fee – $149
Foreign Trans Fee – $0
Product Type – Consumer Card
Here are more detailed features of the Southwest Rapid Rewards® Priority Credit Card
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 7,500 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- $75 Southwest® travel credit each year.
- No foreign transaction fees.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 80,000 points.
Annual Fee – $199
Product Type – Business Card
Card Rewards Offer – Earn 4X points on Southwest® purchases. Earn 3X points on Rapid Rewards® hotel and car rental partners. Earn 2X points on rideshare. Earn 2X points on internet, cable, and phone services.
Here are more detailed features of the Southwest® Rapid Rewards® Performance Business Credit Card
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X pts on Southwest® purchases.
- Earn 3X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
- 4 Upgraded Boardings per year when available.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus – Earn 60,000 points.
Annual Fee – $99
Product Type – Business Card
Card Rewards Offer – Earn 3X pts on Southwest® purchases. Earn 2X pts on Rapid Rewards® hotel and car rental partners. Earn 2X pts on local transit and commuting, including rideshare. Earn 1X pts on all other purchases.
Here are more detailed features of the Southwest® Rapid Rewards® Premier Business Credit Card
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Member FDIC
Choosing the Right Card:
Remember:
- Review annual fees and interest rates before applying.
- Consider your credit score, as some cards have minimum score requirements.
Additional Tips:
- Look for cards with bonus offers for new cardholders.
- Take advantage of travel insurance and other benefits offered by your chosen card.
It’s important to compare features and rewards programs to find the card that best aligns with your needs.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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