Citi Custom Cash℠ Card Review

You can fill out your Citi Custom CashSM Card at

Features and Benefits of the Citi Custom CashSM Card

The Citi Custom CashSM card comes with a cash back offer when you meet their minimum spend requirements. This doesn’t include balance transfers or cash advances towards the minimum spend. This card is also great for 0% intro balance transfers and an introductory 0% APR on purchases, see website for latest terms.

You can fill out your Citi Custom CashSM Card at

What Type of Card is the Citi Custom CashSM Card?

This card is a Mastercard, it also features no annual fee. It is recommended for those looking for a 0% intro rate on balance transfers and purchases. There is also an intro cash back bonus when you meet the minimum spend. Each billing cycle you earn 5% on your highest spend on that eligible category and 1% on everything else. For example, if you spend the most during that billing cycle on restaurants, then you would get 5% on that, if it was gas, then 5% would go towards all gas spending.

What are the Eligible Spending Categories for the Citi Custom CashSM Card?

  • Restaurants
  • Gas Stations
  • Grocery Stores
  • Select Travel*, Transit* & Streaming Services* (See Below)
  • Drugstores
  • Home Improvement Stores
  • Fitness Clubs
  • Live Entertainment

*Select Travel

Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.

*Select Transit

Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Excludes bike/scooter rentals, auto clubs and insurance companies.

*Select Streaming Services

Includes the following cable, satellite, and streaming providers: Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.

Should you get the Citi Custom CashSM Card?

Depending on what your monthly spend is for specific categories, you might want to compare the Citi Custom CashSM card to other cash back credit cards, which you can compare and apply for here. Because there is a cap on the maximum 5% offer you can earn each month, there may or may not be better cash back offers.

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