Safeguarding Your Account: Zero Fraud Liability and Security on the Destiny Mastercard®

When managing an unsecured credit-building account, peace of mind regarding account security and transaction safety is just as important as credit reporting. The Destiny Mastercard® is backed by standard network-level safety measures, giving users reliable protection whether shopping online or making everyday purchases in person.

Understanding these built-in protections helps you navigate account management safely and respond quickly if unexpected issues arise.

Destiny Mastercard®
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026
	A guaranteed $700 credit limit to help get your financial goals on track, if approved. Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms. No security deposit, and a path to better credit. Zero Fraud Liability - Peace of mind that comes with having a Mastercard. Get the credit you deserve, even with less-than-perfect history. An unsecured card great for everyday purchases Learn More
Purchase APR Rate: See terms - Annual Fee: See terms - Monthly Fee: See terms - Credit Needed: Poor to Good - Foreign Transaction Fee: 1% of each transaction in U.S. dollars. - Credit Limit: $700 Rates & Fees

Understanding Zero Fraud Liability

One of the primary benefits of carrying a card issued on a major payment network is protection against unauthorized charges. With Zero Fraud Liability, you are not held responsible for unauthorized purchases made with your account if your card is lost, stolen, or compromised, provided you report the activity promptly to customer support.

Best Practices for Secure Account Monitoring

To keep your account secure, make a habit of checking your online statement regularly for unfamiliar charges. Setting up account alerts through your digital dashboard ensures you stay informed of transaction activity and payment due dates in real-time.

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