Issued by The Bank of Missouri, the Milestone® Mastercard® - 1.5% Cashback Rewards bridges the gap between credit-builder accounts and value-back rewards. Specifically tailored for consumers with less-than-perfect credit profiles, this card delivers an unlimited 1.5% cash back rewards rate on every purchase alongside a guaranteed $700 credit limit upon approval—all **without requiring an upfront cash security deposit**.
Reviewing how the fee schedules, redemption options, and credit bureau reporting frameworks work ensures you extract maximum financial value while rebuilding your credit score.
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026 | |
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Purchase APR: 35.90%Annual Fee: $250 the first year; $99 thereafterMonthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month)Credit Needed: FairLate Payment Fee: Up To $41Foreign Trans. Fee: 1% of each transaction in U.S. dollarsCredit Limit: $1000 | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026 | |
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Purchase APR: 35.90%Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase.Annual Fee: $175 the first year; $49 thereafterMonthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)Credit Needed: FairLate Payment Fee: Up to $40Foreign Trans. Fee: 1% of each transaction in U.S. dollarsCredit Limit: $700 | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026 | |
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Purchase APR: 35.90%Rewards Rate: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms.Annual Fee: $250 the first year; $99 thereafterMonthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month)Credit Needed: FairLate Payment Fee: Up To $41Foreign Trans. Fee: 1% of each transaction in U.S. dollarsCredit Limit: $1000 | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Nov 13, 2026 | |
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Purchase APR: See termsAnnual Fee: See termsMonthly Fee: See termsCredit Needed: Fair/GoodForeign Trans. Fee: 1% of each transaction in U.S. dollars.Credit Limit: $700 | |
Explore Milestone® Cashback Resources
Select a specific guide below to access detailed breakdowns regarding reward mechanics, fee disclosures, and account management tools:
- Main Review: Read the Independent Milestone® 1.5% Cashback Review
- Unlocking Unlimited 1.5% Cash Back on Everyday Purchases
- Maximizing the Guaranteed $700 Credit Limit Without a Deposit
- Decoding Milestone Cashback Fees: $175 First-Year Annual Fee and Monthly Charges
- How to Prequalify for the Milestone Cashback Card With Zero Score Impact
- Customer Service, Redemptions, and Portal Account Access
Navigation & Directory:
- Return to the overarching Bank of Missouri Master Hub.
- Explore alternative tiers like the Milestone® $1,000 Limit Mastercard.