Issued by The Bank of Missouri, the Milestone® Mastercard® - 1.5% Cashback Rewards bridges the gap between credit-builder accounts and value-back rewards. Specifically tailored for consumers with less-than-perfect credit profiles, this card delivers an unlimited 1.5% cash back rewards rate on every purchase alongside a guaranteed $700 credit limit upon approval—all **without requiring an upfront cash security deposit**.
Reviewing how the fee schedules, redemption options, and credit bureau reporting frameworks work ensures you extract maximum financial value while rebuilding your credit score.
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Rewards Rate: Unlimited 1.5% Cashback Rewards earned on every purchase. - Annual Fee: $175 the first year; $49 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month) - Credit Needed: Fair - Late Payment Fee: Up to $40 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $700 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: 35.90% - Rewards Rate: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms. - Annual Fee: $250 the first year; $99 thereafter - Monthly Fee: $0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month) - Credit Needed: Fair - Late Payment Fee: Up To $41 - Foreign Transaction Fee: 1% of each transaction in U.S. dollars - Credit Limit: $1000 Rates & Fees | |
Issuer: The Bank of Missouri • Network: MastercardSynced Daily Data Verified: Aug 14, 2026 | |
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Purchase APR Rate: See terms - Annual Fee: See terms - Monthly Fee: See terms - Credit Needed: Fair/Good - Foreign Transaction Fee: 1% of each transaction in U.S. dollars. - Credit Limit: $700 Rates & Fees | |
Explore Milestone® Cashback Resources & Spokes
Select a specific guide below to access detailed breakdowns regarding reward mechanics, fee disclosures, and account management tools:
- Main Review: Read the Independent Milestone® 1.5% Cashback Review
- Spoke 1: Unlocking Unlimited 1.5% Cash Back on Everyday Purchases
- Spoke 2: Maximizing the Guaranteed $700 Credit Limit Without a Deposit
- Spoke 3: Decoding Milestone Cashback Fees: $175 First-Year Annual Fee and Monthly Charges
- Spoke 4: How to Prequalify for the Milestone Cashback Card With Zero Score Impact
- Spoke 5: Customer Service, Redemptions, and Portal Account Access
Navigation & Directory:
- Return to the overarching Bank of Missouri Master Hub.
- Explore alternative tiers like the Milestone® $1,000 Limit Mastercard.