How to Avoid Unnecessary Fees With PREMIER Bankcard®

Practical strategies to minimize avoidable fees and keep your PREMIER Bankcard® Mastercard® as cost-effective as possible.

While some structural fees are part of the card’s design, many avoidable fees can be minimized through responsible account management. This includes paying on time, monitoring balances, and staying aware of due dates.

This spoke outlines simple habits that help keep your account costs predictable and manageable.

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Paying On Time

On-time payments help you avoid late fees and ensure your account remains in good standing. Setting reminders or enabling autopay can help maintain consistency.

Keeping Balances Low

Lower balances reduce interest charges and help keep your account manageable. Many cardholders make multiple small payments throughout the month to stay ahead.